MoneyBack Debit Card

• Annual fees: ₹850 + taxes
• Take advantage of annual fee waivers by enrolling in the HDFC Bank Preferred Premium Banking Programme. 
• Click here for more details
• Terms and Conditions
• Key Fact Sheet

• CashBack Points can be earned for each transaction above ₹100.
• The maximum CashBack points per card per month is ₹250.
• CashBack points are redeemable through NetBanking in multiples of 250.
• Check your points on NetBanking within 2 working days from the transaction date. However, in case of a technical glitch, the cashback will be credited by 30th of the subsequent month.
• CashBack points are valid for redemption within the next 12 months.
• Promotional points earned are valid for 3 months.
• Cashback points in the existing Debit Card variant will not be transferred if a card is upgraded to a new Debit Card variant.
• Customer is not eligible for redemption of cashback points on account closure.
• No maximum capping on redemption subject to availability.
• Customers can redeem the CashBack points through NetBanking:
  
  
  • Login >> Pay >> Cards >> Debit Cards >> Debit Cards Summary >> Actions >> Redeem Reward Points

• No-cost EMI on electronics, furniture, apparel, smartphones, and more.
• Convert any purchases above ₹5,000 into EMI.
• Up to 5% CashBack on your Debit Card on transacting through PayZapp and SmartBuy.
  
  
  • Click here for details.
• No liability for fraudulent POS transactions on a Debit Card up to 90 days before reporting loss.
  
  
  • Click here to know more.

Fuel Surcharge:

• Effective 1st January 2018, Fuel Surcharge would not be applicable for the transactions done on HDFC Bank swipe machines on government petrol outlets (HPCL/IOCL/BPCL).
• Enjoy no cost EMI on leading brands on electronics, furniture, apparels, smart phones and much more 
• Convert any purchases above ₹ 5000/- into EMI 
• To check pre - approved eligible amount on your Debit Card, SMS "MYHDFC" to 5676712 from your Bank Registered mobile number For detailed offers & T&C's please visit

The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

• Important information: Your Card Member Agreement, Most Important Terms & Conditions and Other Important documents pertaining to your Debit Card can be accessed digitally. Click here.

• MoneyBack Debit Card is enabled* for Contactless Payments at retail outlets.
  Note:
• In India, contactless payments up to ₹5,000 don't require a PIN for a single transaction.
• For amounts ₹5,000 or more, the Cardholder must enter the Debit Card PIN. You may check for the Contactless Network Symbol on your card.

Fuel Surcharge:

• Effective 1st January 2018, Fuel Surcharge would not be applicable for the transactions done on HDFC Bank swipe machines on government petrol outlets (HPCL/IOCL/BPCL).

Dynamic Limits: ​​​​​​​ ​​​​​​​For Security reasons, ATM cash withdrawal limit is capped at ₹ 0.5 Lakhs per day and ₹ 10 Lakhs per month for first 6 months from Account opening date.  For accounts older than 6 months, ATM cash withdrawal limit is capped at ₹ 2 Lakhs per day and ₹ 10 Lakhs per month. This is implemented with immediate effect.
In case your Debit Card is enabled for ATM and POS usage but still you are facing issues while doing transactions, please click here for FAQs.

Important Note:

• As per RBI guidelines RBI/2019-2020/142 DPSS.CO.PD No. 1343/02.14.003/2019-20 dated 15th January 2020, all Debit Cards issued effective 1st Oct' 2020, are or will be enabled only for Domestic usage (PoS & ATM) and disabled for Domestic (E-commerce & contactless) and International usage. This is to improve user convenience and increase the security of card transactions. 
• You can enable or modify Domestic & International transactions limits on ATM / PoS / E-commerce / Contactless please visit MyCards / PayZapp / NetBanking / Mobile Banking / WhatsApp Banking-70-700-222-22 / Ask Eva / Call Toll-free Number 1800 1600 / 1800 2600 (from 8 am to 8 pm) Customers travelling overseas can reach us at 022-61606160.