Loan For Doctors

Why Choose Us?

Loan up to
₹75 Lakh

Easy
Approval

Flexible
Tenure

Convenience

Types of Business Loan

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Fund your business’ growth with the right Business Loan.

Interest Rate for Business Loan for Doctors

Starting from 10.75 %

(Terms & Conditions Apply*)

Loan Benefits & Features

Loan Benefits

  • Designed to meet the unique needs of medical professionals
  • Assistance of up to ₹75 lakh (in select locations) based on credit history
  • Easy, budget-friendly EMI repayment options
  • Benefit from interest rates as low as 10.75% and processing fees starting at ₹7,999 plus GST
Loan Benefits

Convenience

  • Simple and easy loan application process.
  • Repay your loan easily over flexible tenures ranging from 12 to 72 months
  • Fast processing for hassle-free disbursal
  • Reduce the EMIs of your existing professional loan by transferring the balance to HDFC Bank
Convenience

Additional Features

  • Access our Credit Protect Plan at a nominal premium
  • The insurance policy covers the outstanding loan amount, safeguarding your family from any financial burden
  • Get your queries resolved quickly via SMS, Webchat, Click2Talk, PhoneBanking or at physical branches
Additional Features

Most Important Terms & Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose. 
Most Important Terms & Conditions

Wondering if You Are Eligible?

Criteria

  • Nationality: Indian
  • Age: at least 25 years (as an applicant) to 65 years (when the loan matures)
  • Income: ≥ ₹1 lakh annually 

Employment

  • You need to be a practising or consulting doctor.
  • 4 years of post-degree work experience. 
  • Physiotherapists with 5 years post-qualification experience.
  • Profit-making Business for the last 2 years. 
  • *Terms and conditions apply. Loans for Doctors at the sole discretion of HDFC Bank Limited. Loan disbursal is subject to documentation and verification as per Banks requirement.
Loan For Doctors

More About Business Loan for Doctors

As a medical professional, ensuring your patients’ health and well-being is your top priority. To deliver the best care, your clinic or dispensary must function efficiently. It is something that often requires significant investment. That’s where financial support can make a real difference.

HDFC Bank’s Loans for Doctors are designed to help you meet all your professional requirements. Whether it’s paying rent, expanding your clinic, managing staff salaries, or maintaining working capital, this loan gives you the flexibility you need. You can also use the funds to upgrade technology or purchase medical equipment that enhances patient care.

At HDFC Bank, we understand the vital role doctors play in society, and we’re committed to supporting your efforts with tailored loan solutions. Learn more and apply for a Business Loan with HDFC Bank today.

Below are the documents required for Professional Loans for Doctors by HDFC Bank:

Identity Proof

  • Aadhaar Card

  • Passport

  • Voter ID Card

  • Driving Licence

  • PAN Card

Address Proof

  • Aadhaar Card

  • Passport

  • Voter ID Card

  • Driving Licence

Income Proof 

  • Last 6 months' bank statements

  • Latest ITR, along with computation of income

  • Trade License

  • Establishment Certificate

  • Sales Tax certificate

Qualification Proof

  • Proof of the highest professional degree

MCI Registration Proof

  • Medical Council of India (MCI) registration certificate

  • Sole Proprietary Declaration

  • Certified Copy of Partnership Deed

  • Director-certified true copy of Memorandum & Articles of Association & Board Resolution (Original)

Business Loans for Doctors offer financial flexibility for medical practitioners, aiding in practice expansion, equipment purchase, or operational enhancement. HDFC Bank provides competitive interest rates, tailored repayment options, and quick processing.
With loan amounts up to ₹75 lakh and minimal documentation requirements, doctors can efficiently manage their financial needs, ensuring seamless practice growth and stability.

You can apply for a Business Loan for Doctors via:

1. Digital Application

2. MobileBanking

3. NetBanking

4. Branches

Online application process:

Step 1 – Choose your occupation 
Step 2 - Provide & validate your Phone Number & Date of Birth/PAN   
Step 3- Choose Loan amount 
Step 4- Submit & Receive funds* 

*In certain cases, uploading documents and completing video KYC might be required.

Frequently Asked Questions 

Yes, HDFC Bank considers your credit history and past loan repayment practices while deciding the amount to be disbursed.

The minimum  credit score required to apply for HDFC Bank's Doctors Business Loan is typically 700. This score ensures that the applicant has a good credit history, which is crucial for loan approval and favourable terms.

The maximum tenure for repaying HDFC Bank's Doctors Business Loan is 12 to 72 months. This flexible repayment period allows doctors to choose a tenure that best suits their financial planning and repayment capacity.

Bank Loans for Doctors are forms of financial relief extended towards medical professionals like doctors. Such loans allow doctors, salaried as well as self employed, to avail funds for capital requirements, expand their clinic or practice, and meet other needs.

To avail of a Bank Loan for Doctors, you must fulfil the eligibility criteria and submit the necessary documentation. The bank in question will evaluate your application, and if approved, the funds are disbursed into your account.

 

With HDFC Bank, you can get Instant Loans for Doctors with the approval process taking little time and funds being disbursed rapidly. Explore HDFC Bank Instant Loan for Doctors by clicking right here.

Yes, HDFC Bank considers your credit history and past loan repayment practices while deciding the amount to be disbursed.

Fuel your business growth—apply now for a business loan!

Fuel your business growth—apply now for a business loan!