Non withdrawable deposit

Key Features of Non-Withdrawable Deposits

Key Features

  • Minimum Fixed Deposit Amount: ₹2 crore and above

  • Flexible Tenure Options

  • Interest Payout Options:

      Monthly or quarterly interest payout

  • Grow Your Income:

      Compound interest available for reinvestment deposits

Investment Amount

Types of Deposits

  • NRE Deposits:

      Minimum Tenure: 1 year for all amounts

      Maximum Tenure: 10 years

  • NRO Deposits:

      Minimum Tenure:

      1 year for deposit amounts from ₹2 crore to less than ₹5 crore

      90 days for deposits of ₹5 crore and above

      Maximum Tenure: 10 years

  • [Click here to view Interest Rates]

Interest Rate

Most Important Terms & Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Tenure

More About Non-Withdrawable Deposits

HDFC Bank’s Non-Withdrawable Deposits for NRIs offer higher interest rates on your savings, with the flexibility of quarterly or monthly interest payouts. 

To open a Non-Withdrawable Fixed Deposit account for NRIs:

1. Visit the bank’s official website and access the digital booking portal. 

2. Select the tenure and amount that suits you best 

3. Fill in the required information digitally 

4. Complete video KYC for identity verification,and submit your application.

Frequently Asked Questions

NRIs Non-withdrawable Fixed Deposits in India offer higher interest rates, ensuring a stable and secure investment. They provide guaranteed returns, help accumulate wealth, and are exempt from premature withdrawal penalties, enhancing long-term financial planning and growth.

The minimum amount of deposit in a Non-Withdrawable Fixed Deposit account at HDFC Bank is ₹2 crore.

The minimum and maximum tenure for Non-Withdrawable Fixed Deposit accounts for NRIs is 1 year and 10 years, respectively.