Cyber Insurance

What’s in store for you

Cyber Insurance

More About Cyber Insurance

Some of the key features of a Cyber Insurance policy are:

Comprehensive Online Security

Safeguards against unauthorised online transactions, e-reputation risks, cyberbullying, stalking, harassment, identity theft, and other digital threats.

Family Coverage

Extends coverage to include your family members: spouse and dependent children..

Legal & Counselling Support

Includes reimbursement for legal fees, expenses, and psychologist counselling.

All-encompassing Protection

Provides a range of sum insured options tailored to your requirements.

Personalised Coverage

Covers all online activities across any device.

Cyber Security Insurance offers several benefits by providing coverage for theft of funds, identity theft, malware removal/data restoration, hardware replacement, cyberbullying, cyberstalking, reputation damage, online shopping risks, social media liability, network security liability, and third-party privacy breach and data breach liability. It also provides: 

  • Extensive coverage for everyday cyber risks. 

  • Protects all your devices. 

  • No deductibles apply to any coverage.  

  • Option to expand coverage to include family members for an additional premium. 

  • Covers up to 4 family members residing with you.

HDFC Bank is a Certified Corporate Agent ( Regn No: CA0010) under IRDAI guidelines and has tie-ups with 9( Nine) insurance companies to offer a wide range of Life, General and Health Insurance products as mentioned below:
 

  • Life Insurance: 1. HDFC Life Insurance Company Ltd. 2. TATA AIA Life Insurance Company Ltd.3. Aditya Birla Sun Life Insurance Company Ltd.
  • General Insurance: 1. HDFC ERGO General Insurance Company Ltd. 2. Bajaj Allianz General Insurance Company Ltd. 3. Go Digit General Insurance Company Ltd. 4. ICICI Lombard General Insurance Company Ltd.
  • Standalone Health Insurance :1. Aditya Birla Health Insurance Company Ltd.2. Niva Bupa Health Insurance Company Ltd.


Disclaimer: Participation by the Bank’s clients in the Insurance products is purely on a voluntary basis. The contract of Insurance is between the Insurer and the Insured and not between HDFC Bank and the Insured. The Bank does not act as an insurer nor participate in or underwrite the underlying risks.

Frequently Asked Questions

Cyber Insurance is a policy that protects individuals or businesses from financial losses incurred due to cyber threats and attacks. It typically covers expenses related to data breaches, ransomware, identity theft, legal costs, and loss of income due to cyber incidents. Cyber Insurance aims to mitigate risks associated with online activities and data security breaches.

Cyber Insurance coverage is essential for individuals and businesses that store sensitive information online, conduct financial transactions, or rely on digital operations. It's particularly crucial for organisations handling customer data, financial records, or intellectual property, as they face significant risks from cyber-attacks, data breaches, and online fraud.

Cyber Incident Insurance, also known as Cyber Liability Insurance, is a specialised type of insurance coverage designed to protect businesses and individuals from risks associated with internet-based activities and information technology infrastructures. If a third party sues your business due to a cybersecurity incident, the coverage can pay for legal fees, settlements, and court judgments.