Regular Debit Card

Joining Membership Fee: ₹150 + Applicable Taxes  

Replacement/ Reissuance charges: ₹200 plus applicable taxes, effective December 2016. 

ATM Pin Generation: NIL 

Usage charges:  

• Railway Stations: ₹30 per ticket plus 1.8% of the transaction amount. 

• IRCTC: 1.8% of the transaction amount. 

Click here for detailed fees and charges.  

Click here for key fact sheet.

Please Note: The new issuance of the Regular Debit Card has been stopped. In case of reissuance or renewal of your existing Regular Debit Card, you will receive a superior variant "Millennia Debit Card". The charges will be applicable as per your eligibility and new debit card variant. 
 
Please click here to know more about the features, benefits and charges of Millennia Debit Card.

• Please login to NetBanking to change (Increase or decrease) the limit* on your Debit Card to suit your needs. Please note the limits can be increased up to the Permissible limits on your Debit Card.
• *For Security reasons, ATM cash withdrawal limit is capped at ₹0.5 lakh per day and ₹ 10 Lakhs per month for first 6 months from Account opening date.  For accounts older than 6 months, ATM cash withdrawal limit is capped at ₹2 lakh per day and ₹10 lakh per month. This is implemented with immediate effect. 
• ​​​​​​​In case your Debit Card is enabled for ATM and POS usage but still you are facing issues while doing transactions, please click here for FAQs.

• Regular Debit Card is enabled* for Contactless Payments at retail outlets.   
• (Note: In India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder must enter the Credit Card PIN for security reasons. You may check for the Contactless Network Symbol on your card.)

MyCards, a mobile-based service platform for all Debit Card needs, facilitates convenient activation and management of your Regular Debit Card on the go. It ensures a seamless experience without the need for passwords or downloads.   

• Debit Card Registration & Activation   

• Set up Card PIN   

• Manage Card Controls like Online Spends, Contactless Transactions, etc.    

• View Transactions / Download e-Statements   

• Check Reward Points   

• Block/ Re-Issue Card   

• Apply for an Add-on Card, Manage, Set PIN and Card Controls for Add-on card

• As per RBI guidelines RBI/2019-2020/142 DPSS.CO.PD No. 1343/02.14.003/2019-20 dated 15th January 2020, all Debit Cards issued effective 1st Oct' 2020, are or will be enabled only for Domestic usage (PoS & ATM) and disabled for Domestic (E-commerce & contactless) and international usage. This is to improve user convenience and increase the security of card transactions. 

• You can enable or modify Domestic & International transactions limits on ATM / PoS / E-commerce / Contactless please visit MyCards / NetBanking / Mobile Banking / WhatsApp Banking- 70-700-222-22 / Ask Eva / Call Toll-free Number 1800 1600 / 1800 2600 (from 8 am to 8 pm) Customers travelling overseas can reach us at 022-61606160. 

• *NRO Debit Card will continue to be enabled only for domestic usage as per regulatory mandate.

• Contactless per day limit is of transaction ₹5,000/-

• *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.