Step Into The Exclusive FIFA World Cup™ Experience

With FIFA World Cup 2026™ PIXEL Play Visa Credit Card

Luxury Staycations & Gaming Consoles up for grabs 

  • Top spenders during the campaign period get a chance to win big
  • 10 Luxury Staycations Up for Grabs!​
    2N/3D couple staycation at 5-star properties across India- perfect for catching the quarter finals in style
  • 20 Gaming Consoles to Win!
    Don’t just watch the game. Play it.​
  • Get ready to win BIG
  • Validity Period : 15th May to 15th June 2026​

T&C Apply​

Agri Banking

What's in store for you

Open an FD to get your assured PIXEL

 

Apply Now
Pixel Play Credit Card

Card Benefits & Features

Wondering if you are eligible?

Salaried

  • Nationality: Indian
  • Age: Minimum: 21 years, Maximum: 60 years
  • Income (Monthly) - ₹25,000

Self-Employed

  • Nationality: Indian
  • Age: Minimum: 21 years, Maximum: 65 years
  • Annual ITR > ₹6,00,000
Swiggy HDFC Bank Credit Card Eligibility

Interested in an FD Backed PIXEL Credit Card?

  • Now apply for the PIXEL Credit Card backed by an FD
    (No credit score or income proof needed!)
  • Why choose an FD-backed Credit Card?

     

    • Get up to 90% of your FD value as Credit Limit
    • Earn interest on your FD and cashback on PIXEL Credit Card spends
    • No income proof required
  • How to apply?
  • You can apply for the FD-backed PIXEL Credit Card exclusively via the HDFC Bank PayZapp app.
  • To know more about FD Backed PIXEL Credit Cards, Click here

Get an assured PIXEL Credit Card by booking
it against an FD.

Apply Now 

Documents required to get you started

Identity Proof

  • Passport
  • Aadhaar card
  • Voter ID
  • Driving licence
  • PAN card
  • Passport size photographs

Address Proof

  • Utility bills (electricity, water, gas, or telephone)
  • Rental agreement
  • Passport
  • Aadhaar card
  • Voter ID

Application Process

You can easily apply for the PIXEL Play Credit Card by following the steps below:​

  • Step 1: Download or update the PayZapp app from the Google Play Store for Android or the App Store for iOS
  • Step 2: Click on the 'Apply Now for PIXEL Play' banner on the PayZapp homepage.

In certain cases, uploading documents and completing video KYC might be required.*

Read important notes for more information

Check Eligibility
Swiggy HDFC Bank Credit Card Application Process

Know more about the card

Credit Card Management & Controls

You can conveniently enable card controls for your HDFC Bank Credit Card through PayZapp by following these steps:

1. Open the PayZapp app and log in using your credentials.

2. On the homepage, tap the ‘MyCards’ tab > Select ‘Go to MyCards’.

3. Log in using your registered mobile number and the OTP sent to your mobile.

4. If you are a first-time user, enter the last four digits of your HDFC Bank Credit Card.

5. On the card homepage, tap the ‘Card Control’ tab.

6. Enable or disable features such as Online Transactions, Contactless Transactions, and International Usage, or set usage limits according to your preference.

7. Confirm your settings. The updated card control settings will be applied instantly.

Card Management & Controls

Card Highlights

  • Rewards:
    Enjoy exciting CashBacks on SmartBuy, Amazon, Flipkart, eligible transactions, and more. Click here to read the T&C.
  • Pay in Parts:
    EMI Dashboard : Manage all your live EMIs within the EMI dashboard from PayZapp. 
    Flexibility : Choose low-cost and flexible tenures that suit best for your choice of repayment. You can choose between select transactions or outstanding balances*.
    100% Digital : No documentation, email, or calling required. Simply convert to EMI and manage EMI repayments fully from your PayZapp.

To know more detailed Terms & conditions click here

  • Exclusive Dining Privileges:
    Enjoy upto 10% off on all your restaurant bill payments via Swiggy Dineout (Swiggy Dineout Logo) (20k + restaurants) (Offer inclusive of Restaurant and Swiggy Discount). Offer valid only on payments done via Swiggy App. To know more, click here
  • Fuel Surcharge Waiver:
    1% fuel surcharge waiver at all fuel stations across India (on a minimum transaction of ₹400 and a maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle). 
  • Renewal Waiver:
    Spend ₹1 lakh or more in the preceding 12 months and get renewal membership fee waived off for next year.
Revolving Credit

PIXEL CashPoints

  • CashBack will be credited in the form of PIXEL CashPoints and can be easily managed under the rewards section of the PIXEL Homepage in Payzapp.​
  • Upon the accumulation of 1000 PIXEL CashPoints, they can be redeemed easily to the PayZapp Wallet and used to purchase your choice of brand vouchers within PayZapp digitally. 
  • PIXEL CashPoints are valid for 2 years from the date of accumulation.​
Fuel Surcharge Waiver

Statement & Repayments

  • You can easily view and download the digital statements in the PayZapp and MyCards. ​
  • View the current outstanding on the card and make card repayment within the PIXEL Home page using payment methods like UPI & Debit Card.
  • Repayment can also be made via third party(BBPS) apps on any BBPS-enabled banking,UPI or digital wallet app.
Welcome Renwal Bonus

Steps to Activate

  • Download HDFC Bank PayZapp from Google Play or Apple App Store.
  • Sign up using your mobile number (ensure it matches the one used for your PIXEL Card application)
  • After PayZapp registration is completed, click on the " Activate your card" banner present on the PayZapp homepage
  • Click on "Activate & start customizing" to activate your card. Your PIXEL Play Card is instantly activated
  • Customise your card by choosing a vibrant card colour – POP, LIT, or ICE.
  • Choose any two brand packs that fit your lifestyle (Dining & Entertainment, Fashion, Electronics, Travel, Grocery, etc.), and choose any 1 Ecommerce Platform on which you want to earn 3% Cashback (Amazon, PayZapp or Flipkart )
  • Set your card PIN and card control
  • Your PIXEL is now ready for shopping
Additional Features

Steps to set UPI PIN

  • Open PayZapp and tap on "View PIXEL Home" on the home screen
  • Navigate to Settings > "Set RuPay UPI"
  • Verify your OTP, set your card PIN, and you're all set!
pd-benefit-feature-1

Enable Scan & Pay

Link Your HDFC Bank PIXEL RuPay Credit Card for Scan & Pay:

  • Open PayZapp and tap the menu bar on the top left corner.
  • Go to "UPI Accounts" under Account Management.
  • Under Credit Cards, tap "Add New" and select HDFC Bank Credit Card.
  • Enter the last 6 digits of your card and its expiry date, then proceed.
  • Verify with OTP, enter your credit card PIN, and create your UPI PIN.
  • Done! Your card is now linked for Scan & Pay transactions.
  • Enable Scan & Pay payments for third party apps

To know more about PIXEL RuPay Credit Card, click here

Revolving Credit

MyCards Benefits

  • PIXEL Credit Card can be viewed from MyCards and PayZapp.
  • From MyCards, PIXEL Credit Card holders can see transactions and can download statement as of now. More features will be coming soon on MyCards.
  • All the features are available on PayZapp.
Revolving Credit

Enable Scan & Pay for Third-Party Apps

Enable Scan & Pay on Third-Party Apps in a few steps:

  • Open the app and go to Payment Methods.
  • Select "Add RuPay Credit Card on UPI", choose HDFC Bank, and continue.
  • When the "Add HDFC Bank RuPay Credit Card" prompt appears, tap Continue.
  • Your PIXEL RuPay Credit Card is now linked and ready for Scan & Pay transactions.
Revolving Credit

Servicing via Help Center

  • You can easily refer to the FAQs for every section by clicking on “?” in the app screen to view and get answers to your questions. ​
  • You can also raise a query ticket within the app if you need more help by clicking “Raise a Ticket”, and the service team will respond to your query in the app.​
  • How to Raise a Ticket?
    1. Tap "?" on the PIXEL Play Credit Card Home Page.
    2. Choose the relevant category and query.
    3. If your query isn’t listed, select "My query is not listed" to raise a ticket.
Revolving Credit

Contactless Payment

  • Swipe to Pay
    PIXEL Play Credit Card lets you make E- commerce transactions effortlessly with - Swipe to Pay. Now make quick and secure online payments without need of one-time password (OTP) sent via SMS.
  • Tap & Pay
    PIXEL Play Credit Card has enabled contactless payments to facilitate fast, convenient and secure payments at retail outlets. Just tap once with either your phone or physical card and make hassle free offline payments.
  • Scan and Pay
    Through the PIXEL RuPay Credit Card, customers will be able to make payment to a merchant by scanning the QR code for unified Payment Interface (UPI) Payments.
Revolving Credit

Fees & Charges

  • The HDFC Bank PIXEL Play Credit Card is lifetime free with no joining or renewal fees
Revolving Credit

Most Important Terms and Conditions

Revolving Credit

Where to apply for the PIXEL Play Credit Card 

You can apply for the PIXEL Play Credit Card directly by clicking here

You can also apply for a PIXEL Play Credit Card via: 

Ways to Apply

Important Notes

Note:

A. Upon approval of your PIXEL Credit Card, please complete the card setup process in PayZapp to ensure timely delivery. This step is compulsory and includes choosing your card design (POP, LIT, or ICE), choosing your offer pack (5% or 3% cashback) choice of brands, and the billing cycle date.

B. In case you do not select the credit card design within 3 days of approval, you'll be issued a digital RuPay card, while the bank will dispatch a default VISA network credit card with the ICE design to your registered postal address as part of the standard issuance process.

​​​​​​​C. Customers applying for PIXEL Credit Card via PayZapp will get the option to choose network(Visa/RuPay/Both). This option will be available up to 3 days from the day of card application approval, post that, you'll be issued with both RuPay & Visa network cards with RuPay as a Digital Card and Visa as a physical plastic card to your registered postal address with ICE colour card design as a standard issuance process. Please note a single consolidated PIXEL statement will be generated for both the cards together every month.

Ways to Apply

Frequently Asked Questions

You can apply for the card directly by clicking here. You can also apply through PayZapp and receive instant approval.

PIXEL Play Credit Card offers 5% Cashback on selected brand, and 3% Cashback on choice of Ecommerce Platform. Customers are also eligible for 1% CashBack on all transactions, 5% on SmartBuy purchases, and 1% on UPI spends (for the RuPay variant).

Yes, you can instantly convert transactions into EMIs via PayZapp, choosing from flexible tenure options.

Customers can Tap & Pay at POS (Point of Sale), Swipe to Pay for online and UPI transactions, or Scan & Pay via UPI (for the RuPay variant). PIXEL Visa cardholders can also use Mobile Tap & Pay on NFC-enabled Android smartphones.​

Interest on unpaid balances for the HDFC Bank Pixel Credit Card is calculated based on the Annual Percentage Rate (APR). If the full amount is not paid by the due date, interest is charged on the outstanding balance from the transaction date until the payment is made.

The reissue fee for the HDFC Bank Pixel Play Credit Card are as 199 + gst. This fee applies when a card is reissued due to loss, theft, or damage. The charge is billed to the cardholder in the next statement.

The fee for IRCTC transactions using the HDFC Bank Pixel Play Credit Card is 1% of the transaction amount plus GST. This fee applies to all railway ticket purchases made through IRCTC, except for the IRCTC HDFC Bank Credit Card.

The cash advance fee for the HDFC Bank Pixel Play Credit Card is 2.5% of the amount withdrawn or ₹500, whichever is higher. This fee is billed to the cardholder in the next statement. Additionally, finance charges apply from the withdrawal date until full payment is made.

The HDFC Bank Pixel Play Credit Card offers a grace period of 20 to 50 days from the date of purchase. This period is subject to the merchant submitting the charge and is not applicable if the previous month's balance has not been cleared in full.

The HDFC Bank Pixel Credit Card charges a 3.5% foreign transaction fee on all international purchases. This fee covers the cost of currency conversion and processing international transactions.

The HDFC Bank Pixel Credit Card offers a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 at all fuel stations across India. The maximum waiver is ₹250 per statement cycle.

Get Your Lifetime Free PIXEL Play Credit Card Now!

Check Eligibility