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Privileges that you would like to have on your card

Types of Lifestyle Credit Cards

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Diners Club Privilege Credit Card

Diners Club Privilege Credit Card

Global Belonging. Ready For You.

Feature

  • Buy 1 Get 1 Free Via Bookmyshow.
  • 5x Rewards Points On Swiggy & Zomato.
  • Vouchers Worth ₹1,500 From Marriott, Decathlon And More.

CashBack on:

Book My Show, Swiggy, Zomato & many more

Benefits:

Apply Online Know More
HDFC Bank Millennia Credit Card

HDFC Bank Millennia Credit Card

Inspired Living. Ready For You.

Feature

  • 5% Cashback On Amazon, Cult.fit, Bookmyshow & More.
  • 1% Cashback On All Spends.
  • 8 Complimentary Domestic Lounge Access.

CashBack on:

Book My Show, Tata CliQ, Flipkart & many more

Benefits:

Apply Online Know More
HDFC Bank Regalia Gold Credit Card

HDFC Bank Regalia Gold Credit Card

Luxurious Indulgences. Ready For You.

Feature

  • Club Vistara Silver Tier And Mmt Black Elite Membership
  • Vouchers Worth Up To ₹10,000.
  • 12 Complimentary Lounge Access At 1000+ Airports.

CashBack on:

Club Vistara, MMT & many more

Benefits

Apply Online Know More
HDFC Bank MoneyBack+ Credit card

HDFC Bank MoneyBack+ Credit card

Rewarding Spends. Ready For You.

Feature

  • 10x Cashpoints On Amazon, Bigbasket, Swiggy & More.
  • Gift Voucher Worth ₹500.
  • Up To 20% Discount Via Swiggy Dineout.

CashBack on:

Amazon, Swiggy, Flipkart & many more

Benefits

Apply Online Know More

More About Credit Cards

Explore our range of Lifestyle Credit Cards to get access to exclusive experiences and benefits.

Designed to complement your unique lifestyle, our lifestyle Credit Cards can elevate your shopping experience with reward points, cashback offers, travel perks and more. Choose the right lifestyle Credit Card for yourself and enjoy great discounts at your favourite restaurants, shows, grocery stores, and more.

Credit Card Annual Fee* Best feature Apply Online
Diners Club Privilege Credit Card ₹2,500 + taxes Complimentary annual memberships of Times Prime and Swiggy One as welcome benefit Apply now
Millennia Credit Card ₹1,000 + taxes Get 5% cashback on Flipkart, Sony LIV, Myntra, Zomato, etc. Apply now
Regalia Gold Credit Card ₹2,500 + taxes Earn 5X reward points with spends at Myntra, Nykaa, Reliance Digital, and Marks & Spencer Apply now
MoneyBack+ Credit Card ₹500 + taxes Earn 10X CashPoints on Flipkart, Reliance Smart SuperStore, etc. Apply now


*Fees & charges are subject to change.

The eligibility criteria can vary across Credit Cards. Here’s a general criterion:

  • Age: Minimum 21 & maximum 65

  • Nationality: Indian

  • Employment status: Either self-employed or salaried individuals

For certain Credit Cards, such as HDFC Bank’s Millennia Credit Card – patrons can apply till the age of 40. You also need to fulfil the minimum income criteria to be eligible for the card. Each card has a different income criterion which you can check online on the bank’s website.

  • Welcome benefits: Upon signing up for a new lifestyle Credit Card you will likely receive welcome benefits in the form of vouchers, exclusive club memberships, and more.

  • Reward points: The more you spend using your lifestyle Credit Card, the more reward points you can earn. These reward points can be redeemed in different ways depending on the card and other factors.

  • Discounts: With certain lifestyle Credit Cards, you get flat discounts at select merchants; you may be able to earn additional discounts based on the reward system of your card.

  • Fuel surcharge waiver: Some of the best lifestyle Credit Cards offer fuel surcharge waiver on fuel purchases.

Since you can apply for most HDFC Bank Credit Cards online, you’ll need to submit scanned copies of your ID, address and income proof. General documents include Aadhaar, PAN, valid passport, driver’s license, voter ID, bank statements, salary slips, etc.

  • Each card variant will have a different rewards system, some may offer reward points while others may offer cashback.

  • Late payment charges shall be applicable if you don’t pay the Credit Card bill on time. This can impact your credit score.

  • Interest will be applicable in outstanding balances and cash withdrawals.

  • Ensure you borrow what you can repay.

  • Welcome benefits may be provided only after you pay the joining fee or spend a specific amount in a specific duration. Check the associated terms and conditions.

  • Your requirements are the most important factor in choosing a perfect Credit Card. If the rewards and benefits of a lifestyle Credit Card align with your interests or potential future spends, it is worth considering.

Frequently Asked Questions

A lifestyle Credit Card is a type of Credit Card that offers exclusive rewards and offers on lifestyle-related spends. The card offers special rewards when you spend a certain specific amount using the card, quarterly or annually. You may also enjoy travel perks like flight vouchers and airport lounge access.

Go to the issuing bank’s website (HDFC Bank, for example), choose your preferred lifestyle Credit Card and apply online or visit the nearest branch.

Note that banks typically charge a Credit Card annual fee. However, they may give you the benefit of renewal fee waiver based on the volume of transactions done in a financial year.

If you often engage in expenses related to entertainment, clothes, nightlife, and more, you should consider getting a lifestyle Credit Card to make the most of your expenses.

A lifestyle Credit Card is simply a type of Credit Card. Its benefits and rewards are focused on expenses done at restaurants, movies, events, online shopping, etc. A standard Credit Card may come with basic features like interest-free period, basic rewards on spends.

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