Biz Elite+ Account

• Complimentary Business Insurance up to ₹10,00,000* & Payment Protection Insurance up to ₹4,00,000*. Click Here to know more details.
• Unlock balance commitment waiver on accounts with quarterly transaction volume of ₹15 lakh or more through POS / SmartHub Vyapar App / Payment Gateway.
• Enjoy monthly rental waiver on POS with a transaction volume of ₹3 lakh* at Metro & Urban locations, ₹2 lakh* at SURU locations.
• Get an annual fee waiver on the Business Credit Card for the first year upon meeting the spend criteria*
• Save up to ₹4.4 Lakhs annually with BizBlack Credit Card*
• Get Working Capital Loan for business diversification*
• Nil foreign bank charges on overseas remittances in USD, GBP and EUR.
• Enjoy up to 40% off on business purchases via SmartBuy BizDeals*

*Terms & Conditions Apply 

Explore our varied Smart Digital Payment and Collection Solutions paired with your current account.
 

• NetBanking:
   

  Make seamless digital payments with ease and convenience via NetBanking and avail the following key benefits:
   

  • High-Value Transfers – Send up to Rs. 50 lakhs securely with dual-layer protection.
  • Fast Approvals – No OTP delays. Save time on every transaction.
  • Smart Overdraft – Instantly access funds without breaking your FD.
  • Cheque Protection – Use Positive Pay to block cheque fraud proactively.
  • Automated Bill Pay – Set up auto-pay & earn up to Rs. 1800 cashback annually.
  • QR Login – Scan & log in instantly without passwords.
  • On-the-Go Transaction Control – Approve payments instantly from the app.

For more details, please click here
 

• Mobile Banking Application:
   

  Make over 150+ banking transactions on the new mobile banking application, and avail following key benefits:
    

  • Instant Approvals – Approve transactions quickly without OTPs.
    
  • One-Tap Overdraft – Get smart cash instantly against FDs.
    
  • Secure Cheques – Enable Positive Pay to protect cheque payments.
    
  • Auto Bill Pay + Rewards – Never miss a due date & earn cashback.
    
  • Device-Level Security – App access locked to your device & SIM.

For more details, please click here
 

• SmartHub Vyapar:
   

  A comprehensive payment and business management platform for merchants, which allows to collect payments through multiple modes and manage business efficiently. It is an integrated platform which offers payments, banking, lending and several business growth enabling value added services.

  For more details, please click here

• SmartGATEWAY Platform:
   

  A unified payment gateway solution that integrates various payment methods. This simplifies processes for merchants by providing a single point of integration, making it easier to manage transactions, reporting, analytics across multiple payment channels.
   

  Key Features of SmartGATEWAY:
   

  • 150+ Payment Methods: Supports a wide range of payment options
  • Frictionless Checkout experience for customers: Offers a smooth and quick payment experience
  • Secure and Scalable: Designed to handle various transaction volumes securely
  • Easy Transactions: Features like single click payments and saved preferences
  • Financial Flexibility: Options for EMIs and Buy Now Pay Later services
  • Multi-Language Support

• Quick Links:
    

  • Quick and easy way to collect payments with or without website integration
  • Create and share payment links instantly via SMS, email or messaging apps
  • Get real time tracking and automated reminders
  • Best suited for remote collections, social commerce and on-demand payments
     

• Dedicated merchant helpdesk for faster query resolution 

• Insightful analytical dashboard
   

For more details, please click here
 

• Corporate Internet Banking:
   

  Corporate Internet Banking is an online banking solution tailored for businesses, allowing them to manage finances conveniently and securely. It offers services which includes, fund transfers, bulk payments, account management and trade finance. Here are a few key features and benefits:
   

  • Customizable Interface: User friendly and tailored to business needs
    

  • Multiple Functionalities: Manage cash flow, initiate payments, and track forex transactions 

  • Comprehensive Solution: Integrates with third party software for seamless financial management
    

  • Access to Accounts: Easily view account balances and generate reports
     

For more details, please click here

*The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.