What’s in Store for You?
Non-Housing Loan Product
Chase Your Dreams Seamlessly
Non-Housing Loan Interest Rate
All rates are benchmarked to Policy Repo Rate. Current applicable Repo Rate = 6.50%
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Salaried
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Self Employed
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Move closer to your dreams
Calculate your interest income or EMI* easily.
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Fixed Deposit
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Personal Loan
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Home Loan
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Car Loan
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Recurring Deposit
FAQ's
Non-Home Loans are available to salaried and self-employed to both having a decent credit score.
HDFC Bank offers a Loan Against Property as a Non-Housing loan. You can obtain this loan by mortgaging a self-owned residential or commercial property and can use the funds for multiple purposes.
A Housing Loan is specifically for purchasing or constructing a residential property. A Non-Home Loan, such as a loan against property, is more versatile, allowing you to borrow against an existing property for various purposes like business or education.
HDFC Non-Housing Loans online offer flexibility for personal or business expenses, featuring low interest rates, long repayment terms, and the option to mortgage residential or commercial property.
To apply online for a Non-Housing Loan, visit the HDFC website, choose the relevant loan type, and complete the online application form. You’ll need to provide KYC, income, and property documents for loan approval.
Non-Housing Loans for you come with various features like the ability to borrow up to 65% of your property's current market value. Besides, you have the convenience of applying online, easy documentation, attractive interest rates, convenient repayment options, transparent processing, efficient services, as well as easy debt consolidation.