Stand Up India Scheme Sis

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Stand Up India Scheme Sis

More Benefits then ever before

Experience the advantages

  • Supports marginalised entrepreneurs.

  • Covers significant project costs, easing the financial burden.

  • Simple online application process.

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Let's do a quick eligibility check 

  • Available to SC/ST and women entrepreneurs.
  • Applicants must be over 18 years old.
  • Applies only to greenfield projects
  • SC/ST or women entrepreneurs must hold at least 51% of shares and control for non-proprietary businesses.
  • Applicants must not have any history of default.
Stand Up India Scheme Sis

More about Stand Up India Scheme

Loan Amount  Loans range from ₹10 lakh to ₹1 crore.

Type of customer

Atleast 1 Scheduled case (SC) or Scheduled Tribe (ST) borrower and/or at least one-woman borrower (above 18 years of age) for setting up a greenfield enterprise

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Categories

In case of non-individual enterprises, 51% of the shareholding and controlling stake-holders should be held by SC/ST and/or Women Entrepreneur.

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Non-defaulter customers

Borrower should not be in default to any bank/financial institution.

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The Stand- Up India scheme has sanctioned loans totalling over ₹40,700 crore to over 1.8 lakh accounts in seven years. It supports SC, ST, and women entrepreneurs by offering easy access to credit and nurturing an entrepreneurial ecosystem. By focusing on underserved business communities, the scheme helps create jobs and improves the quality of life for entrepreneurs and their employees.

The Stand-Up India Scheme supports entrepreneurs from traditionally marginalised sections of society.

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It offers a significant portion of the project cost, reducing the financial burden on entrepreneurs.

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Loans under this scheme can be applied for online. The portal guides entrepreneurs through business setup, training, loan application, and more. Visit: www.jansamarth.in/apply/hdfc

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For HDFC Bank customers, applicants receive assistance from HDFC Bank staff to navigate the Jan Samarth portal, facilitating digital loan applications and document submission.

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The scheme is designed for SC/ST and women entrepreneurs.

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Applicants must be over 18 years old.

It applies only to greenfield projects, meaning it must be the beneficiary's first business in manufacturing, services, trading, or agriculture-related sectors.

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Applicants must not have any history of default with other banks or financial institutions.

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For non-proprietary businesses, at least 51% of the shares and control must be held by SC/ST or women entrepreneurs.

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To proceed with the application, take the following steps on our website: SME-> BORROW-> MSME Government Schemes-> Stand Up India Scheme

Stand Up India is a scheme offering bank loans to Scheduled Castes, Scheduled Tribe, and women entrepreneurs. These loans are aimed at establishing greenfield business enterprises in manufacturing, services, trading, and agriculture-allied sectors.

The Department of Financial Services manages this initiative under the Ministry of Finance, Government of India. Launched on April 5, 2016, it aims to foster grassroots-level job creation and entrepreneurship.

Frequently Asked Questions

The repayment term for Stand Up India Yojana is seven years, with a maximum moratorium period of 18 months.

The Stand- Up India loan interest rate is the lowest in the category, capped at the base rate/MCLR, plus 3%, plus tenor premium.

Stand- Up India loan is available between ₹10 lakh and ₹1 Crore.

The Stand- Up India Scheme is a government initiative that facilitates bank loans for at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and one- woman borrower per bank branch. The loans are intended for setting up a greenfield enterprise.

Defaulting on a Stand-Up India loan can lead to penalties, legal action, and damage to your credit score. The lender may seize collateral and initiate recovery proceedings.

Yes, the Stand- Up India Scheme may require collateral security or a Credit Guarantee Fund Scheme guarantee. However, loans up to ₹50 lakh can be collateral-free. For amounts exceeding this limit, securing collateral could be challenging for entrepreneurs without access to such assets.