InvestRight 2-in-1 Demat Account

2-in-1 Demat Account combines the facilities of a Demat Account and a Trading Account. This account allows you to hold securities in digital form and trade them seamlessly with the same account. It facilitates the buying, selling and safe holding of various securities.

To open an InvestRight 2-in-1 Demat Account online, you must be a Resident Individual and the sole account holder. NRIs and Joint Account holders can also open a 2-in-1 Demat Account by submitting the required documents to the branch.

You will need to provide the following documents, depending on whether you apply online or offline:  

Online Application for Resident Individual (Sole Account Holder): 

• PAN 

• Aadhaar  

• Mobile number linked with Aadhaar 

• HDFC Bank Account details 

Physical Application: 

• Valid Passport 

• Driving License 

• Aadhaar Card 

• Voter ID 

• NREGA Job Card  

• National Population Register (NPR) letter with demographic details.  

Requirements for NRIs:  

Mandatory Documents 

• All the documents must be self-attested by applicant 

• In case of face-to-face account opening all documents must be accompanied by Original Seen and Verified (OSV)  

• and in person verification done by banker  

• Instructions for KYC 

• Pan Card 

• Passport (Indian/Foreign Passport) 

• Valid Visa – Work/Student/employment/resident permit etc. 

• PIO/OCI Card (mandatory in case of foreign passport) 

• CDC Card (in case of seafarers) issued by Govt. of India, exit and entry stamp required for not more than 6 months old. 

Proof of Foreign Address (any one)

• Foreign Passport 

• Driving Licence 

• Utility Bill / Gas Bill / Telephone / Electricity Not More Than 3 Months Old 

• Letter from existing banker (on letterhead with account number, address as per bank record, signature &  

• rubber stamp of the bank) 

• PIO Card / OCI Card issued by Central Government 

• Bank statement, not more than 3 months old 

Official Valid Documents as Proof of Identity and Proof of Address (Any one Mandatory) 

• Indian Passport 

• Driving Licence 

• OCI card 

• Aadhar card 

• Voter's Identity Card 

Other Essentials:  

• Recent passport-sized photos 

• DDPI form if you want to avail of online trading services. 

Applicants must be adults (18 years and older) to open a Demat Account independently. 

NRIs can open a 2-in-1 Demat Account, provided they comply with the RBI and FEMA guidelines and have an existing PIS account Basic requirements include:  

Mandatory Documents 

• All the documents must be self-attested by applicant 

• In case of face-to-face account opening all documents must be accompanied by Original Seen and Verified (OSV)  

• and in person verification done by banker  

• Instructions for KYC 

• Pan Card 

• Passport (Indian/Foreign Passport) 

• Valid Visa – Work/Student/employment/resident permit etc 

• PIO/OCI Card (mandatory in case of foreign passport) 

• CDC Card (in case of seafarers) issued by Govt. of India, exit and entry stamp required for not more than 6 months old. 

Proof of Foreign Address (any one) 

• Foreign Passport 

• Driving Licence 

• Utility Bill / Gas Bill / Telephone / Electricity Not More Than 3 Months Old 

• Letter from existing banker (on letterhead with account number, address as per bank record, signature &  

  rubber stamp of the bank) 

• PIO Card / OCI Card issued by Central Government 

• Bank statement, not more than 3 months old 

Official Valid Documents as Proof of Identity and Proof of Address (Any one Mandatory) 

• Indian Passport 

• Driving Licence 

• OCI card 

• Aadhar card 

• Voter's Identity Card 

There is no minimum income requirement to open a 2-in-1 Demat Account.

A PAN card is mandatory to apply for an InvestRight 2-in-1 Demat Account. It is the primary document for verification.

You can open an InvestRight 2-in-1 Demat Account online through our Demat Account portal. While doing this, ensure you have your PAN card, Aadhaar Number, HDFC Bank Account details and mobile number linked to your Aadhaar for a smooth application process. You simply need to use your Aadhaar-linked mobile number for KYC verification through Digilocker and E-sign.

Resident individuals and NRI, both can open a 2-in-1 Demat Account. However, the eligibility and documentation will differ depending on the category you fall into. 

HDFC Bank offers various benefits with its 2-in-1 Demat Account, including: 

• This account allows you to link your HDFC Bank Savings Account for quick fund transfers.  

• With the 2-in-1 Demat Account, you enjoy the facilities of both Demat and Trading account all in one place.  

• HDFC Bank offers a free Demat Account opening, allowing you to start investing without worrying about any additional charges.  

• You can track and manage your portfolio seamlessly with HDFC Bank NetBanking facility. 

• As an existing HDFC Bank customer, you can enjoy cross-product benefits depending on eligibility. 

You need to follow the offline process by visiting the branch to open a joint-holder InvestRight account.