• Joining/Renewal Membership Fee – ₹500/- plus Applicable Taxes

• Click here to view details of HDFC Bank Business MoneyBack Credit Card Fees and Charges

• Reward Points will be credited as CashPoints based on the product features.
• Customers can redeem CashPoints against their statement balance (100 Points = ₹20).

Note:

• For redemption against the statement balance, the Cardholder must have a minimum 2​,500 Reward Points.
• Reward redemption fee of ​​₹99 per request will be applicable on all redemptions.
• Reward Points Redemption against each category can be redeemed at

• Earn up to 15,000 Reward Points per statement cycle with this card.
• CashPoints can be redeemed for up to 50% of the booking value for flights and hotels.
• With effect from Jan 1,st January 2023,
  
  
  • Rent payment and Education related transactions will not earn reward points. 
  • Reward points earned on Grocery transactions will be capped to 1,000 per month. 
  • Redemption of Travel Reward Points will be capped at 50,000 points per month.
• Reward Points can be redeemed for gifts and air miles from an exclusive rewards catalogue at the applicable rate.
• Unredeemed Reward Points will expire/lapse after 2 years of accumulation

• Revolving Credit is available at a nominal interest rate.
  
  
  • (Check the fees and charges section for more details).
• Get up to 50 days of interest-free credit from the date of purchase.
• The offer is subject to the submission of the charge by the merchant.
• Stay protected against unauthorised use when you shop anywhere with EMV Chip Card technology.
• Zero liability on fraudulent transactions made on your Card if reported immediately to our 24-hour Call Centre.

• Enjoy quick and secure contactless payments at retail outlets.
  Note:

  • In India, contactless payments up to ₹5,000 don't require a PIN for a single transaction.
  • For amounts ₹5,000 or more, the Cardholder must enter the Credit Card PIN.
  • You may check for the Contactless Network Symbol on your card.

• *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.