SMS Payment Links for Merchants

What’s in store for you

Know About SMS Pay

Simplify payments with SmartHub Vyapar’s SMS Pay. Share secure payment links via SMS, directing customers to a pre-set, secure payment page for hassle-free transactions using Debit or Credit Cards. Cater to digital-savvy customers and accept payments seamlessly from anywhere in India with this convenient, accurate, and secure solution.

To know more, download the SmartHub Vyapar brochure here.

With HDFC Bank’s SmartHub Vyapar’s SMS Pay, you can accept payments via a payment link shared with customers over SMS. When customers click the payment link in the SMS, they are directed to a secure payment page where they can pay using their Debit or Credit Cards. The customers cannot modify the payment amount.

The features of HDFC Bank’s SMS Pay System are:

Instant Generation

Merchants can instantly generate a QR code for payment collection with the Scan and Pay facility.

Payment Flexibility

Customers can pay via bank cards and the UPI payment links.

Contactless Payments

QR codes offer a completely contactless way of making payments.

Minimal Cost

Businesses can set up QR Code payments at minimal cost.

Personalised QR Code 

Merchants receive a personalised QR Code for their shop.

Real-time Settlements

Merchants can avail themselves of real-time settlements on UPI transactions.

Convenience

Customers can pay directly via their mobile phones, reducing friction in the payment process.

Accessibility

Enables businesses to reach customers without internet access or those preferring mobile transactions.

Speed

Instant payment notifications and quick transaction processing enhance operational efficiency.

Security

Encrypted links and authentication protocols ensure secure payment transactions.

*The (Most Important Terms and Conditions) for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

How to set up SMS Pay?

SmartHub Vyapar’s SMS Pay lets you collect payments from anywhere in India without requiring your customers to download an app or visit a website. You can easily create and share payment links using the HDFC Bank SmartHub Vyapar app in just a few steps:

  • Open the payments dashboard and select ‘SMS Pay’.

  • Enter your customer’s mobile number and the amount to be collected.

  • Tap ‘Initiate Payment’ to send the payment link.

  • Once the customer completes the payment, you’ll receive an SMS notification, and the payment details will be instantly updated on the SmartHub Vyapar app dashboard.

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Frequently Asked Questions

The SMS Pay Link facility of HDFC Bank’s SmartHub Vyapar allows merchants to accept payments via a shareable payment link with customers over SMS.

Pay via SMS systems can be secure if encryption protocols, and authentication measures are implemented. However, they must adhere to stringent security standards to protect user data and transactions from vulnerabilities like interception or fraud.

SMS Payment links are versatile and can collect payments for most transactions. They are particularly useful when your website does not support e-commerce, sells products across social media platforms, uses chatbots for customer service, and wants to sell in person.

Yes, you can track payments through SMS payment links on SmartHub Vyapar. It provides real-time updates and detailed transaction records, enabling businesses to monitor payment statuses and manage finances effectively through the platform.

Small businesses across various sectors, such as retail shops, food delivery services, freelance professionals, and local artisans, can use pay via SMS links.

No, there are no additional costs associated with using SMS payment links. HDFC Bank’s SmartHub Vyapar provides this service at no extra charge.