Tata Neu Plus HDFC Bank Credit Card 

What's in store for you 

Protect Life

More benefits than ever before

Reward Benefits (Non-UPI)

  • 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.

  • 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends

  • Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website

Reward Benefits (UPI)

  • Earn up to 1% back as NeuCoins on eligible UPI spends.

Lounge Access

  • Domestic Lounge Access benefit is Milestone based and can be availed as a Lounge Voucher on spends of Rs 50,000 or more in a calendar quarter. Please note, you can access 1 Complimentary Domestic Lounge Voucher per calendar quarter (up to 4 per calendar year). 

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Additional Benefits

Wondering if you are eligible?

Salaried

  • Nationality: Indian
  • Age: 21 – 60 years
  • Income (Monthly) - ₹25,000

Self-Employed

  • Nationality: Indian
  • Age: 21 – 65 years
  • Annual ITR > ₹6,00,000
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Save up to ₹35,000 * annually via the

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Millennia Credit Card

Documents required to get you started

Identity Proof

  • Passport
  • Aadhaar card
  • Voter ID
  • Driving licence
  • PAN card
  • Passport size photographs

Address Proof

  • Aadhaar card
  • Passport
  • Utility bills (electricity, water, gas)
  • Rental agreement
  • Bank statement

Income Proof

  • Salary slips (recent)
  • Form 16
  • Income Tax Returns (ITR)
  • Bank statements

Apply Now in 3 Easy Steps:

The Steps are:

  • Step 1 - Provide & validate your Phone Number & Date of Birth/PAN
  • Step 2- Confirm your details
  • Step 3- Select your Card
  • Step 4- Submit & Receive your Card*

*In certain cases, uploading documents and completing video KYC might be required.

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More about the card

Card Control via MyCards

MyCards, a mobile-based service platform for all Credit Card needs, facilitates convenient activation and management of Tata Neu Plus HDFC Bank Credit Card on the go. It ensures a seamless experience without the need for passwords or downloads.

  • Credit Card Registration and Activation
  • Set up Card PIN 
  • Manage card controls like online spends, contactless transactions
  • View Transactions/Download e-statements
  • Block/Re-issue card
  • Apply for an Add-on Card, manage, set PIN and card controls for Add-on card
  • Single Interface
    One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans
  • Spends tracking
    Simple interface to track all your spends
Smart EMI

Fees & Charges

  • Joining/Renewal Membership Fee – ₹499/- + Applicable Taxes
  • Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.
  • If applicable, the Joining Fees will be levied on 120th day of the card issuance and Renewal Fees will be levied every year at the start of every anniversary year.

Click here to view details of the Fees and Charges on Tata Neu Plus HDFC Bank Credit Card.

Click Here for Card Member Agreement

Limited period Life Time Free Offer (applicable only for the applications applied via Bank’s digital platform & physical applications between 1st Oct’24 to 31st Dec’24)

  • Life Time Free offer on Tata Neu HDFC Bank Credit Cards is valid for cards applied from 1st Oct’24 to 31st Dec’24 via Bank’s digital platform & physical applications during the offer period.
  • LTF conversion will be done for all eligible customers within 90 days from card open date. 
  • This offer is NOT applicable for existing customers.
  • Life Time Free/First Year Free cardholders are not eligible for Welcome Benefit.
  • HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
Fees & Charges

Smart EMI

  • Option to convert big spends into EMI after purchase available on Tata Neu Plus Credit Card. (Click here to know more)
Card Management and Control

Contactless Payment

  • Tata Neu Plus HDFC Bank Credit Card is enabled* for Contactless Payments at retail outlets. 

(Note: In India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder must enter the Credit Card PIN for security reasons. You may check for the Contactless Network Symbol on your card.)

Card Management and Control

Zero Cost Card Liability

  • Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre.
Card Management and Control

Revolving Credit

Available at a nominal interest rate on your Tata Neu Plus HDFC Bank Credit Card. Please refer to Fees and Charges section to know more.

Card Management and Control

NeuCoins Redemption

You can use your NeuCoins for purchases on Tata Neu /Website for Brands like:

  • Air India Express
  • Bigbasket
  • Croma, Westside.
  • Tata CLiQ, Tata CLiQ Luxury
  • Hotel Bookings/Purchases on IHCL
  • TATA 1MG
  • Qmin
  • Titan and Tanishq (only via Tata Neu)

You can use your NeuCoins by selecting Tata Pay/ NeuCoins /Loyalty Redemption as the payment method.
NeuCoins can only be used on eligible transactions as defined by the individual brands.
For offline redemption of NeuCoins on selected stores kindly refer FAQs

Note:
Your monthly statement will give breakup of NeuCoins as following:

  • NeuCoins accrued and available with the Bank
  • NeuCoins transferred to Tata Neu during the Statement Cycle

On periodic basis (within 7 working days of the statement generation) the NeuCoins will be transferred to Tata Neu by the Bank.
NeuCoins transferred to Tata Neu will be available for redemption on Tata Neu App.

For detailed Terms and conditions Click here

Card Management and Control

NeuCoins Validity

Starting 01-Aug-25, NeuCoins earned on your Tata Neu HDFC Bank Credit Card will have a validity of 12 months (including lock period) from the end of the month in which they're credited to your Tata Neu Account.

  • If NeuCoins are credited on 05-Aug-25, they will be valid until 31-Aug-26.
  • If NeuCoins are credited on 31-Aug-25, they will be valid until 31-Aug-26.

Validity of Existing NeuCoins balance

  • Non-Promotional NeuCoins: The validity of your existing balance of Non-Promotional NeuCoins (earned before 01-Aug-25) will be set as 31-Jul-26 in your Tata Neu Account, this activity will start from Jul’25 and will be completed by Aug’25 in a phased manner.
  • Promotional NeuCoins/Welcome Benefit: NeuCoins earned during special promotions or as Welcome Benefit will continue to follow the expiry terms communicated at the time of issuance.

For details on Redemption and Validity on NeuCoins, please click here

NeuCoins Validity

Most Important Terms and Conditions

Click here to view detailed TERMS & CONDITIONS on Tata Neu Plus HDFC Bank Credit Card.

Click here to view details of Fees and Charges/MITC on Tata Neu Plus HDFC Bank Credit Card.

Click Here for Card Member Agreement

Click here to access all important links related to your Credit Card.

Card Management and Control

Application Channels

You can choose any of the following easy options to apply for your HDFC Bank Credit Card:

  • 1. Website
    You can quickly apply online by clicking here.
  • 2. HDFC Bank Branch
    Prefer a face-to-face interaction? Just visit your nearest branch and our staff will help you with the application.
Card Management and Control

Frequently Asked Questions

Enjoy reward points, Tata Neu Plus perks, transparent fees, and exclusive offers, making the Tata Neu Plus Credit Card a comprehensive and rewarding financial companion. 

Click here to read more FAQs