• Joining/Renewal Membership Fee – ₹500/- + Applicable Taxes

• Spend ₹50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off 

Please click here for detailed fees and charges applicable on your HDFC Bank MoneyBack+ Credit Card.

NOTE: For card sourced starting 01-11- 2020, Below T&Cs is applicable  

The Bank reserves the right to cancel the Card in case the Card remains inactive and is not used for effecting any transaction for a continuous period of 6 (Six) months after prior written notice sent on the email address and/or phone number and/or communication address, registered in the records of the Bank.

• 1 CashPoint = Upto ₹ 0.25

• CashPoints can be redeemed via HDFC Bank NetBanking or by visiting and filling the physical redemption form in the nearest HDFC Bank branch

• CashPoints Redemption against each category can be redeemed at:

• A minimum balance of Rs. 500 equivalent CashPoints is required for redemption against the statement.

• CashPoints can be redeemed up to 50% of the booking value for Flights and Hotel booking. The remaining amount will have to be paid via Credit Card.  

• With effect from 1st January 2023, CashPoint redemption for Flights and Hotel bookings are capped per month at 50,000 CashPoints.

• With effect from 1st February 2023, 

  • CashPoint redemptions are capped per month upto 3,000 CashPoints.

  • Up to 70% of Product/ Voucher Value can be redeemed through CashPoints on select products/ vouchers. The remaining amount must be paid via Credit Card.

• HDFC Bank MoneyBack+ Credit Card is enabled* for Contactless Payments at retail outlets.

(Note: In India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder must enter the Credit Card PIN for security reasons. You may check for the Contactless Network Symbol on your card.) 

Zero Lost Card Liability

• Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre.

Revolving Credit

• Available at a nominate nominal interest rate. (Check Fees and Charges section for more details)

Validity

• Unredeemed CashPoints will expire/ lapse after 2 years of accumulation

• *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
• Click here to access all important links related to your Credit Card.
• For more details on the card benefits:, click here

You can choose any of the following easy options to apply for your HDFC Bank Credit Card:

• 1. Website
  You can quickly apply online by clicking here.
• 2. NetBanking
  If you're an existing HDFC Bank customer, simply log in to NetBanking and apply from the ‘Cards’ section.
• 3. HDFC Bank Branch
  Prefer a face-to-face interaction? Just visit your nearest branch and our staff will help you with the application.