You are eligible to earn 10% Cashback on Swiggy App transactions (Food ordering, Instamart, Dineout & Genie) up to ₹,1500 per billing cycle. Please note that transactions done using Swiggy Money Wallet, Swiggy Liquor, Swiggy Minis won’t earn you any cashback. Also, any other exclusion category (if any) may be communicated to you from time to time. With Swiggy HDFC Bank Credit Card, you can enjoy 5% Cashback on various online categories up to ₹1,500 per billing cycle. This benefit is applicable on Apparels, Electronics, Dept. Stores, Personal Care, Local Cabs, Home Décor, Pet Stores and Supplies, Pharmacies, Discount Stores and Entertainment. For more information on inclusion categories and MCCs please refer to Swiggy HDFC Bank Credit Card T&Cs available on HDFC Bank website.

Over and above this, you can also enjoy 1% CashBack on other categories up to ₹500 per billing cycle except on Fuel, Rent, EMI, Wallet, Jewelry and Govt. related spends. For more details on key benefits, please refer to Swiggy HDFC Bank Credit Card T&C For information on welcome benefit please refer to Q.4 .

Cashback will not be accrued for the following transactions using Swiggy HDFC Bank Credit Card Wallet Rent Government related transactions Fuel  Jewellery  EMI (all types) Cash advances, Purchase of travelers’ cheques, Purchase of foreign currency and fees, Interest charge and penalties Any other categories as decided from time to time. This will be applicable on Offline spends 

The customers can save up to ₹42,000 annually and even more with Swiggy HDFC Bank Credit Card.

Refer table in the PDF

The Swiggy One Membership is a premium subscription program for Swiggy users. A single membership that offers unlimited benefits across restaurants, Instamart and Genie orders on Swiggy including free delivery and exclusive discounts from select restaurants.

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Complimentary Swiggy One Membership for 3 Months on card activation as per latest RBI guidelines. In accordance with RBI guidelines, cardholder can activate the card by following one or more below mentioned ways:  

• Making a transaction using the Credit Card,  

To use the card via OTP or IVR, setting PIN for the card, and enabling card controls such as online transactions, enabling international transactions etc.

Please click here for more details on card activation. Link: https://www.hdfcbank.com/personal/pay/cards/credit-cards/credit-card-activation-guidelines Please note that definition of RBI prescribed card activation may change from time to time. Always refer to current definition of card activation as per RBI, in order to unlock the welcome benefit. 

In case the cardholder is already a Swiggy One member, the membership will be extended for next 3 months. Please refer to Swiggy One Membership T&Cs available on Swiggy App for more details. Please click here (available on the section under Swiggy One Membership Specific terms) for the detailed T&Cs Link:https://www.swiggy.com/terms-and-conditions.

Swiggy HDFC Bank Credit is a best-in-class product which offers accelerated benefits on Swiggy App and online shopping. Additionally, get a cashback on usage of the card on all other offline spends as well. On activation of the card, get a Swiggy one membership as welcome benefit for 3 months. The card is designed specifically for Swiggy users and customers who have an affinity towards online shopping. HDFC Bank is offering this card in partnership with Swiggy.