Swiggy Credit Card Fees and Charges

Joining/Renewal/Membership Fee

  • Joining Fee: ₹500 plus Applicable Taxes
  • Renewal Fee: ₹500 plus Applicable Taxes
  • Fee Waiver: Spend ₹2 lakh or more in a year before the renewal date to get the renewal fee waived.
     

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Click here to view details of Fees and Charges
Click here for the Card Member Agreement

Disclaimer: Terms and conditions apply. Credit Card approvals are at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

The joining fee for an HDFC Bank Swiggy Credit Card is ₹500, plus applicable taxes.

The renewal fee for an HDFC Bank Swiggy Credit Card is ₹500, plus applicable taxes. However, the renewal fee is waived if you spend ₹2 lakh or more in a year.

The reissue charges for lost or damaged HDFC Bank Swiggy Credit Cards are ₹100, plus applicable taxes.

The dynamic currency conversion markup fee for the HDFC Bank Swiggy Credit Card is 3.5% of the transaction amount.

The minimum amount payable on the HDFC Bank Swiggy Credit Card is 5% of the total outstanding amount or ₹200, whichever is higher.

The balance transfer processing fee for the HDFC Bank Swiggy Credit Card is 1% of the loan amount, with a minimum charge of ₹250, plus applicable taxes.

The interest-free period for the HDFC Bank Swiggy Credit Card is up to 50 days from the date of purchase, subject to the submission of the charge by the merchant.