Working Capital Loans

What’s in store for you

Loans for Growth

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Working Capital Loans

Types of Small Agri Business Loan

Term Loans

Secure term loans with flexible repayment plans. Secure financing for business growth, capital expenses, and acquiring fixed assets.
Tailor repayment schedules to align with your cash flow.
Access services across all branch networks.

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Working Capital Loans

Turnover less than or equal to ₹7.5 crore

  • Access credit facilities starting from ₹10 lakh.
    Receive pre-approved Business Credit Cards for managing expenses.
    Select from a variety of collaterals such as property, shares, stocks, book debts, and gold.
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Working Capital Loans

Turnover greater than ₹7.5 crore Explore a variety of fund-based and non-fund based financing options.
Access affordable credit for short-term needs.
Tailor your repayment schedule to align with your cash flow.

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Working Capital Loans

Know more about Small Agri Business Loan

Improves Purchasing Power

  • Helps enhance a business’ purchasing power and liquidity needs, leading to smoother operations.
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High Value Funding

  • Drives a business to success with high-value funding that assists with overcoming operational challenges.
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Enhances cashflow

  • Empowers businesses to face their cashflow issues head on, with timely financial assistance.
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Attractive loan terms

  • Offers loans at competitive interest rates, with flexible repayment tenures and a wide range of assets accepted as collateral.
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Benefits of Small Agri Business Loan

Maintains cash flows: Keeps daily operations running smoothly by covering short-term expenses.

Meets operational costs: Helps pay for rent, utilities, payroll, and inventory.

Supports business growth: Provides funds for expansion, marketing, and new projects.

Flexibility: Offers various repayment options tailored to your business needs.

Quick access: Fast approval and disbursal process to address urgent financial needs

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Frequently Asked Questions

Small Agri Business provides access to funds to help businesses cover their short-term operational needs, such as paying employees, managing inventory, and handling day-to-day expenses. It ensures smooth business operations during cash flow shortages.

You can apply for a Small Agri Business for Agri offline at your nearest HDFC Bank branch or on the HDFC Bank official website.

An Agri Small Agri Business interest rate depends on your business revenue and credibility.

A business should get an Agri Small Agri Business when it faces temporary cash flow shortages, needs to cover operational expenses, or wants to take advantage of growth opportunities. This loan helps maintain daily operations, pay bills, and manage unexpected costs without disrupting the business's financial stability.

The amount under Agri Capital Loan varies based on the product type.