How to Transfer Your HDFC Bank Account to Another Branch?

​​​A Bank Account transfer helps you continue banking seamlessly without opening a new Account. HDFC Bank now makes it simple to move your existing Account digitally through Insta Services or offline by visiting your nearest branch.

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Methods to Transfer HDFC Bank Account

Via InstaServices

Here is how to change bank branch online through InstaServices:

  • Visit the HDFC Bank website > Insta Services > Account Transfer page.

  • Click on the ‘Let’s Begin’ button to start the journey.

  • Validate yourself using your registered mobile number and DOB/PAN/Customer ID.

  • Click on ‘Get OTP’ and submit the OTP received on your registered mobile number.

  • Select the Customer ID linked to the Account you want to transfer and continue.

  • In the “Select New Branch” field, enter the address, PIN code, or branch name.

  • Select a reason for the Account transfer and click on ‘Confirm.’

  • On the preview page, double-check all the information and click on ‘Confirm and Continue.’

  • Verify identity using NetBanking/Debit Card.

  • Review and submit your Account change request.

  • Receive an on-screen and SMS/email confirmation.

Note that it may take up to 2 working days to update your mobile number on your Credit Card. Also, you continue using your old mobile number for the next 5 days.

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No need for collateral

Via HDFC Bank Branch

Prefer an in-person process? You can also complete your branch switch procedure at the bank:

  • Visit your current HDFC Bank branch and request the Account Transfer Form.

  • Fill in your old and new branch details carefully.

  • Ensure all Account holders sign the form.

  • Attach valid ID and address proof (PAN, Aadhaar, or passport).

  • Submit the form and receive an acknowledgement slip for tracking.

  • Offline requests are typically processed within a few working days.

No need for collateral

Must-Have Documents

Prepare these documents to avoid delays:

  • PAN Card (mandatory for KYC compliance).

  • Aadhaar or other accepted address proof.

  • Latest passbook or chequebook for reference.

  • Completed and signed the Account change request form.

  • Employer letter (for Salary Accounts, if requested).

  • All Joint Account holders’ signatures (if applicable).

No need for collateral

Important Things to Remember

  • Ensure your registered mobile number is active to get OTPs.

  • If Re-KYC is pending, complete it before submitting your request.

  • After the transfer, order a new chequebook reflecting the new IFSC code.

  • Linked services, such as Loans or FDs, should be in good standing.

  • FD and RD cannot be transferred.

  • The new branch must be in the same city as your communication address.

  • If you have a Joint Account, a link will be sent to the Account holders for their review and approval. All Joint Account holders must authorise the transfer.

  • Keep PAN, Aadhaar, and address proof ready for verification.

  • Salary credits, EMIs, and standing instructions typically migrate automatically.

MI support 

Pre-requisites for Account Transfer

Before understanding how to change bank branch, ensure:

  • You are above 18 years of age.
  • You are a Single/Joint Account holder of an active Account.
  • You have Debit Card/NetBanking details handy for identity verification.
  • You have an active HDFC Bank Account with no pending dues or lien.
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What Happens During the Transfer?

  • Uderstanding what changes and what stays the same can make your transfer Savings Account smoother:

    • Same Account Number: Your existing Account number and history remain intact.
    • Digital Access Unchanged: NetBanking, MobileBanking, and PhoneBanking credentials continue without interruption.
    • Updated Branch Details: A new IFSC code is allotted, and you can request a new chequebook reflecting the new branch.
    • Linked Instructions Migrate: Standing instructions, salary credits, and EMIs move automatically with your Account.
    • Re-KYC May Delay Processing: If your KYC is due for renewal, the transfer will be processed after completion.

 

Frequently Asked Questions

You can transfer your Savings Account or Current Account to any HDFC Bank branch nationwide using the online or offline method.

Use Insta Services for a digital journey or visit your branch to submit the form manually.

Linked FDs generally continue under the same Account. You can request branch-level changes for FD advice, but the FD number remains unchanged.

Standing instructions, ECS mandates, and salary credits usually move automatically. You may still inform your employer or billers about the new IFSC for smooth processing.

You need updated KYC documents and signatures from all Account holders. Online requests may show instant acknowledgement, while offline requests can take up to a few working days, depending on verification.

Transfer Your HDFC Bank Account to Another Branch Now!

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