Dealer Credit Card

What's in store for you

More benefits than ever before

Corporate Benefits

  • Streamline fund flow, reduce receivable periods, and accelerate transaction turnaround times.

Transaction Benefits

  • Convenient payment mode with easy reconciliation of transactions with corporates.

Dealer Benefits

  • Manage dealer networks efficiently with improved liquidity and transaction speed.

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Additional Benefits

Know more about the card

Fees & Charges

  • Joining/Renewal Membership Fee: Nil
  • The applicable GST would be dependent on place of provision (POP) and place of supply (POS). If POP and POS are in the same state, then applicable GST would be CGST and SGST/UTGST else, IGST.
  • GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month’s statement.
  • GST levied will not be reversed on Any dispute on Fee & Charges / interest.

Click here to view details of Dealer Credit Card Fees and Charges.

Fees & Charges

Smart EMI

  • You have the option to convert big spends into SmartEMI, after purchases on your HDFC Bank Dealer Credit Card. 
  • Enjoy attractive interest rates and conveniently repay over 9 to 36 months.
  • Get credit into your HDFC Bank Account in seconds. 
  • The loan is pre-approved so no documentation is required.
Smart EMI

Additional Features

Interest-free Credit Period

  • Get up to 50 days of interest free Credit from the date of purchase. (subject to submission of the charge by the Merchant)

Zero Lost Card Liability

  • Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre. 
Fees & Charges

Revolving Credit

The HDFC Bank Dealer Credit Card offers revolving credit at a nominal interest rate.

  • Revolving credit allows you to use a line of credit up to a specified limit without a fixed number of payments.
  • You have the flexibility to use the funds as needed and only pay interest on the amount used.
  • This facility ensures continuous access to funds, making it a valuable emergency cash reserve for unexpected financial challenges.
Revolving Credit

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions

Frequently Asked Questions

HDFC Bank Dealer Card program is a commercial Credit Card offered to petrol pump dealers who procure fuel from oil marketing companies.

Here are the key benefits:

  • Streamlined cash flow management for corporates, enabling better allocation of resources
  • Faster turnaround time for transactions, promoting efficiency and productivity
  • Convenient payment solution for dealers, offering flexibility and easy card usage
  • Attractive offers and exclusive privileges in Dealer Credit Card online
  • Reward points that can be redeemed for various perks and benefits on Dealer Credit Card Online
  • Enhanced negotiation power through access to exclusive card deals and discounts

The credit period offered is 15+7 days i.e. up to 22 days of credit period.

There are no charges for issuance or card usage. However, there is an interest rate charged on the purchase transactions made by Dealers.

Fuel surcharge is not applicable on online fuel purchase transactions thus saving some cost to petrol pump dealers.

T+1 day, T being the transaction date i.e. settlement happens on the next working day of HDFC Bank.

Payment Term: 30% Minimum Amount Due (MAD) is to be cleared by the due date.

No, HDFC Bank Dealer Credit Cards are designed specifically for purchasing fuel from selected oil marketing companies by petrol pump dealers only and will not work for other types of purchases.

The customers (dealers) are provided an online platform to login and raise an intent to purchase fuel from the oil marketing companies where they input their Credit Card details.

Yes, there is an increase in the interest rate applicable if the customer defaults, i.e. doesn’t clear dues by the due date in addition to the late payment charges.

To apply for the HDFC Bank Dealer Credit Card, visit our website. Complete the required details, submit the necessary documents, and upon approval, receive your new Purchase Card in the mail.