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About Sampoorn Samridhi Insurance Plan

  • Here are some important things to know about the Sampoorn Samridhi Insurance Plan:
  • Age Criteria: 18 years to 60 years and maximum age at maturity is 75 years
  • Premium: Pay premiums monthly, quarterly, half-yearly or annually
  • Premium amounts:

    • Annual: ₹12,000
    • Half-yearly: ₹6,000
    • Quarterly: ₹3,000
    • Monthly: ₹1000
  • Note:
  • This is applicable only on policy terms of 10 years and above.
  • Renewal of Policy

    • After signing up for BillPay, renew your coverage through NetBanking or MobileBanking.
    • Use Standing Instruction or ECS to pay your fee.
  • Policy Term: Options: 5 years to 40 years
  • Additional plans:

    • Children's Plan
    • Protection Plan
    • Retirement Plan
    • Health Plan
  • Important Information
  • Commission-related information

Benefits of Sampoorn Samridhi Insurance Plan

  • The following are some of the notable benefits of the Sampoorn Samridhi Insurance Plan:
  • Tax Benefit
  • Benefits under 80C and 10(10D) of the Income Tax Act, 1961
  • Maturity Benefit
  • Life cover 99 years.
  • Get Sum Assured + Reversionary Bonus + any Interim bonus + any Terminal Bonus on maturity.
  • Terminal bonus on maturity.
  • Death Cover
  • Sum guaranteed plus bonuses that come with it.
  • Additional Sum Assured Paid for accidental death. 

More About Sampoorn Samridhi Plan

The HDFC Life Sampoorn Samridhi Insurance Plan is a comprehensive participating life insurance policy that offers a blend of savings and protection. It ensures financial security with guaranteed benefits, including a lump sum payout on maturity and an assured death benefit. Policyholders benefit from the accrual of bonuses, enhancing the plan's value over time. The plan also offers flexibility with options for premium payment terms and policy terms ranging from 10 to 40 years.

As an investor you can secure your financial future with a plan that offers life cover up to 99 years, with guaranteed additions for the first 5 years, and bonuses. Receive enhanced benefits in case of accidental death, ensuring additional financial support for your loved ones, and the flexibility of a loan against the policy. Additionally, you can avail tax advantages under prevailing laws.

Visit the HDFC Life website, choose the Sampoorn Samridhi Plus plan, and click on ‘Buy Now’. You can also call the toll-free number for assistance or visit a branch. Prepare your documents, decide on your premium, and you’re set to secure your legacy.

*The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.  

Frequently Asked Questions

To be eligible for the e HDFC Life Sampoorn Samridhi Plus Plan you should be in the age group of 18-60 years, with 75 years being your maximum age at the time the policy matures. You should also be willing to invest in the policy for at least 5 years, with 40 years being the maximum policy term. Additionally, you must agree to pay the applicable premiums, either on a monthly, quaterly, half-yearly or yearly basis.

HDFC Life Sampoorn Samridhi Insurance Plan is a traditional endowment plan that provides a combination of insurance and savings benefits. It is designed to offer financial security for your family in the unfortunate event of your demise while also helping you build a corpus over time. The key features of this plan include guaranteed benefits and bonuses, flexible premium payment options, and the opportunity to receive lump-sum payouts.

Withdrawing money from the HDFC Life Sampoorn Samridhi Plus Plan is subject to certain conditions and typically includes:

  • Partial Withdrawals: This online Life Insurance plan does not generally allow partial withdrawals. The policy is designed to provide benefits at maturity or upon the policyholder's death.

  • Surrender Value: If you decide to surrender the policy before maturity, you will receive the surrender value, which is a percentage of the premiums paid and bonuses accrued, subject to the terms and conditions of the policy.

  • Policy Loan: You may be able to take a loan against the policy’s surrender value, subject to the company’s terms and conditions.