Loan On Credit Card

Facing a cash shortage or need urgent funds? The HDFC Bank Loan on Credit Card is one of the fastest and most convenient ways to access funds quickly and easily, tailored to meet your financial needs.
This pre-approved, hassle-free loan is available to select HDFC Bank Credit Card holders. With just a few clicks, you can avail of the loan and have the amount credited directly to your HDFC Bank Savings account in just 1 second—no paperwork, no waiting, just instant access to the funds you need.
Whether it’s for an emergency expense, medical bills, or any unexpected financial requirement, HDFC Bank ensures you have a quick and easy solution at your fingertips.

You can access this loan without your credit card being blocked. By opting for a Loan on Credit Card from HDFC, you can enjoy an interest-free period ranging from 20 to 50 days. The maximum repayment tenure available for your loan is 60 months.

Loan on Credit Card offers several benefits. Firstly, there's no paperwork involved, streamlining the process and eliminating the need for document submission. Additionally, the application process is conducted entirely online, comprising just three simple steps for added convenience. Furthermore, borrowers can expect immediate disbursal of the loan amount directly to their savings account, ensuring quick access to funds when needed.

If you already possess an HDFC Credit Card, you can access a loan directly through your existing credit card account. However, if you don't currently hold an HDFC Bank Credit Card, the initial step entails applying for a new Credit Card with us. After approving your credit card application, you can then verify your eligibility and apply for a Loan on Credit Card.

Obtain a Credit Card Loan from HDFC Bank in just three clicks! 

Digital portal:

Click here to verify your eligibility, select your desired loan amount and confirm.  Over 40 lakh customers have successfully obtained a loan through our digital platform.

All you need is your mobile number and the last four digits of your Credit Card number.

As this is a pre-approved loan for select customers, no paperwork is required. You only need your HDFC Bank Credit Card number and registered mobile number for OTP verification for loan disbursal. 

*The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.