Why Choose Us?
What's in store for you
Loan Benefits & Features
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Loan Benefits
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Jumbo Loan
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Insta Loan
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Terms & Conditions
More About Loan on Credit Card
Facing a cash shortage or need urgent funds? The HDFC Bank Loan on Credit Card is one of the fastest and most convenient ways to access funds quickly and easily, tailored to meet your financial needs.
This pre-approved, hassle-free loan is available to select HDFC Bank Credit Card holders. With just a few clicks, you can avail of the loan and have the amount credited directly to your HDFC Bank Savings account in just 1 second—no paperwork, no waiting, just instant access to the funds you need.
Whether it’s for an emergency expense, medical bills, or any unexpected financial requirement, HDFC Bank ensures you have a quick and easy solution at your fingertips.
You can access this loan without your credit card being blocked. By opting for a Loan on Credit Card from HDFC, you can enjoy an interest-free period ranging from 20 to 50 days. The maximum repayment tenure available for your loan is 60 months.
Loan on Credit Card offers several benefits. Firstly, there's no paperwork involved, streamlining the process and eliminating the need for document submission. Additionally, the application process is conducted entirely online, comprising just three simple steps for added convenience. Furthermore, borrowers can expect immediate disbursal of the loan amount directly to their savings account, ensuring quick access to funds when needed.
If you already possess an HDFC Credit Card, you can access a loan directly through your existing credit card account. However, if you don't currently hold an HDFC Bank Credit Card, the initial step entails applying for a new Credit Card with us. After approving your credit card application, you can then verify your eligibility and apply for a Loan on Credit Card.
Obtain a Credit Card Loan from HDFC Bank in just three clicks!
Digital portal:
Click here to verify your eligibility, select your desired loan amount and confirm. Over 40 lakh customers have successfully obtained a loan through our digital platform.
All you need is your mobile number and the last four digits of your Credit Card number.
As this is a pre-approved loan for select customers, no paperwork is required. You only need your HDFC Bank Credit Card number and registered mobile number for OTP verification for loan disbursal.
*The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Frequently Asked Questions
80% of our customers prefer to check their Loan amount on our New & Simple Online portal. You can also check your Loan amount here Right Now.
There are 2 types of Loan on Credit Card available:
- Insta Loan: This Loan amount is within your available Credit Card limit. Eg: If your Credit Card limit is Rs.1,50,000/-, your loan limit can be Rs.1,20,000 (limit depends on various criteria). If you have already spent Rs.50,000 then the maximum loan amount that you can get will be Rs.1,00,000/- which will be blocked against your remaining limit.
- Jumbo Loan: This Loan amount is over and above your available Credit Card limit. Eg: If your Credit Card limit is Rs.4,00,000/- , your Loan limit can be Rs.4,00,000/- or more. You can also spend on your Credit Card as it will not block your Credit Card limit.
You can choose for a higher Loan amount by checking your eligibility for Jumbo Loan on Credit Card here
We offer the lowest interest rate for Loan on Credit Card & our interest rate is the same via online process or a call.
Interest rate starts @1.25% per month depending on the tenure that ranges from 12 months to 60 months.
For more details, Click here
Once you confirm, you can get the money in just 1 second into your HDFC Bank Savings A/C via our online Loan process. In case, you don’t have an HDFC Bank Savings A/c, you’ll get the money via Demand Draft within 7 working days.
No document is required to avail Loan on Credit Card.
It’s a pre-approved Loan on HDFC Bank Credit Card which you can get in your A/c in just 1 second. You can easily check your Loan eligibility here
Loan Against Credit Card is a hassle-free and pre-approved loan available exclusively to HDFC Bank Credit Cardholders. Funds will be credit to your account in just a second!
Click here to check how much you can borrow on a Credit Card.
Exceeding 30% of your credit limit can have a negative impact on your credit score.
No. You’ll get the best & same interest rate via online process or via call for Loan on Credit Card.
Get easy and quick access to funds