How to Update KYC in HDFC Bank?

​​​If you have recently changed your address, ID, or other personal details, it’s important to update KYC in your HDFC Bank Account.

Credit Guarantee Fund Trust For Micro And Small Enterprises CGTMSE

Why Updating KYC Is Mandatory for Every Bank Customer

  • Here are the reasons that make updating KYC mandatory and beneficial:

    • RBI Compliance: As per the Reserve Bank of India (RBI) guidelines, banks must periodically verify customer identity and address.
    • Avoid Disruptions: Services may be limited if your details are outdated.
    • Faster Approvals: Updated records can help speed up Loan, card, and investment requests
    • Enhanced Security: Keeping your KYC documents current helps protect your Account from fraud.

Ways to Update Your KYC Online

A. Update KYC through Website

  • To complete online KYC, go to www.hdfc.bank.in and in the menu, select Need Help > Accounts/Deposit Services > Update/Modify your KYC
  • Log in through your registered mobile number or Customer ID.
  • Select “KYC Updation” or “online Re-KYC.”
  • Authenticate via Aadhaar OTP or choose Video KYC.
  • Upload scanned copies of your KYC documents.
  • Review details, submit, and get instant acknowledgement.

B. Update KYC Through NetBanking

  • Log into your HDFC Bank NetBanking portal.
  • Go to your profile.
  • Click on ‘Update KYC’.

C. Update KYC Through MobileBanking

  • Log into your MobileBanking app.
  • Tap on your profile and go to ‘My Profile’.
  • Tap on ‘KYC’.
  • In the Re-KYC option, tap ‘Update’.

D. Update KYC through Branch Visit

  • Download and fill in the KYC updation form from the HDFC Bank Forms Centre.
  • Visit your nearest branch with original IDs and self-attested copies.
  • Submit and collect an acknowledgement slip.

Prerequisites for Updating KYC

Resident Individual / HUF / Authorised Signatory of Entity:

  • Resident Individuals, HUFs, and Authorised Signatories can update KYC digitally via Aadhaar eKYC through NetBanking, the Mobile App, or Insta Services..
  • Alternatively, submit a physical KYC form at the branch for documents other than Aadhaar.
  • Update Online | Download Form | NetBanking

Non-Resident Indian (NRI):

  • Non-Resident Indians can update your KYC via NetBanking, visit the branch with the form and KYC documents, or courier self-attested, notarised copies of their KYC documents along with the form.
  • Update Online | Download Form

Sole Proprietorship Firm:

Other Non Individual Entities

  • If you are a Partnership firm, Pvt/ Public Ltd Company, LLP, TASC, you can download the ReKYC form and submit it at the branch- with the KYC documents. Check out the documentation section for details.
  • Download ReKYC Form

Resident Individual (No Change in KYC):

  • If you are a resident Individual and there is no change in your KYC, then you can confirm this through:
  • SMS (Send KYCYES to 5676712)
  • Reply on the email received if your KYC is due
  • Reply on WhatsApp if communication received from 707006666
  • Submit the self-declaration form of no change in KYC at the branch
  • Download Form | NetBanking

Non-Resident Indian (No Change in KYC):

  • If you are a Non-Resident Indian with no change in your KYC, you can send an email confirmation to your home branch from your registered email ID.
  • Download Declaration Form

Non-Individual Entity (No Change in KYC) :

Credit Card Holder:

  • If you are a Credit Card Holder, you can update your KYC Digitally via Aadhaar EKYC through NetBanking, MobileBanking App or InstaServices (Servies tab on the website)
  • You can also submit a physical form at the branch for a KYC document other than Aadhaar.
  • NetBanking | Update Online | Download Form
Easyemi Credit Card

Documents Required to Update KYC

General Documents

  • Passport
  • Driving Licence
  • Proof of Possession of Aadhaar (as issued by UIDAI)
  • Voters Identity Card issued by Election Commission of India
  • Job card issued by NREGA duly signed by an officer of the State Government
  • Letter issued by the National Population Register containing details of name and address

Non-Resident Indian

  • PAN
  • Form 60 (if PAN is not available)
  • Latest passport-size photograph
  • Click here to view more.
  • Click here to view the list of acceptable OVD.

Sole Proprietorship Firm

  • ReKYC Form
  • Existence proof and Photograph with KYC documents of the Proprietor
  • Click here to view more.

Other Non Individual Entities

  • ReKYC form– Signed as per Mode of operation
  • PAN in the name of entity
  • Certificate of Incorporation and more
  • Click here to view more.

KYC Update: Why It’s Mandatory & What You Need

Here are the reasons that make updating KYC mandatory and beneficial:

  • RBI Compliance: As per the Reserve Bank of India (RBI) guidelines, banks must periodically verify customer identity and address.

  • Avoid Disruptions: Services may be limited if your details are outdated.

  • Faster Approvals: Updated records can help speed up Loan, card, and investment requests.

  • Enhanced Security: Keeping your KYC documents current helps protect your Account from fraud.

Here are the documents needed for KYC details updating:

  • Proof of Identity: PAN card, Passport, or Voter ID.

  • Proof of Address: Aadhaar, latest utility bills, or rent agreement.

  • Supporting Documents: Recent passport-size photo, active mobile number, and email ID for OTP.

  • KYC Updating Form: Downloadable from HDFC Bank’s Forms Centre.

Ways to Update Your KYC Online

Update KYC through InstaServices

  • Go to www.hdfc.bank.in and in the menu, select Need Help > Accounts/Deposit Services > Update KYC
  • Login using your mobile number + DOB/PAN/ cust ID
  • Verify via OTP on your registered mobile number
  • Provide Aadhaar E KYC via OTP and confirm/ edit your details
  • Complete authentication through Debit Card / NetBanking
  • Preview details and submit
No need for collateral

Update KYC Through NetBanking

You can use HDFC Bank’s NetBanking portal and update your KYC with the bank.

  • Log into your HDFC Bank NetBanking portal.
  • Go to your profile.
  • Click on ‘Update KYC’.
No need for collateral

Update KYC Through MobileBanking

  • Log into your MobileBanking app.
  • Tap on your profile and go to ‘My Profile’.
  • Tap on ‘KYC’.
  • In the Re-KYC option, tap ‘Update’.
MI support 

Update KYC through Branch Visit

  • Download and fill in the KYC updation form from the HDFC Bank Forms Centre.
  • Visit your nearest branch with original IDs and self-attested copies.
  • Submit and collect an acknowledgement slip.
MI support 

Frequently Asked Questions

Banks conduct periodic updating of KYC (Re-KYC) as per RBI guidelines. You’ll be notified when it’s due again.

Yes, but each Account holder, including Joint Accounts, must complete KYC update separately.

HDFC Bank does not charge a fee to update KYC.

ReKYC updation is done within an hour via digital mode

If you receive a Re-KYC SMS link, click to start a live video call with an HDFC Bank official who will verify your documents and details.

Update KYC in HDFC Bank Now!