How to Update KYC in HDFC Bank?

​​​If you have recently changed your address, ID, or other personal details, it’s important to update KYC in your HDFC Bank Account.

Update KYC
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Ways to Update Your KYC Online

A. Update KYC through InstaServices

  • To complete online KYC, go to the HDFC Bank website > InstaServices page.
  • Log in through your registered mobile number or Customer ID.
  • Select “KYC Updation” or “online Re-KYC.”
  • Authenticate via Aadhaar OTP or choose Video KYC.
  • Upload scanned copies of your KYC documents.
  • Review details, submit, and get instant acknowledgement.

B. Update KYC Through NetBanking

  • Log into your HDFC Bank NetBanking portal.
  • Go to your profile.
  • Click on ‘Update KYC’.

C. Update KYC Through MobileBanking

  • Log into your MobileBanking app.
  • Tap on your profile and go to ‘My Profile’.
  • Tap on ‘KYC’.
  • In the Re-KYC option, tap ‘Update’.

D. Update KYC through Branch Visit

  • Download and fill in the KYC updation form from the HDFC Bank Forms Centre.
  • Visit your nearest branch with original IDs and self-attested copies.
  • Submit and collect an acknowledgement slip.

Prerequisites for InstaServices

  • Above 18 years of age.
  • Active Savings/Salary Account/Credit Card/Loan with HDFC Bank.
  • Aadhar number is handy for KYC completion.
  • Debit Card/NetBanking/Credit Card details are handy for identity verification.
  • The registered mobile number should be handy for OTP verification.

KYC Update: Why It’s Mandatory & What You Need

Here are the reasons that make updating KYC mandatory and beneficial:

  • RBI Compliance: As per the Reserve Bank of India (RBI) guidelines, banks must periodically verify customer identity and address.

  • Avoid Disruptions: Services may be limited if your details are outdated.

  • Faster Approvals: Updated records can help speed up Loan, card, and investment requests.

  • Enhanced Security: Keeping your KYC documents current helps protect your Account from fraud.

Here are the documents needed for KYC details updating:

  • Proof of Identity: PAN card, Passport, or Voter ID.

  • Proof of Address: Aadhaar, latest utility bills, or rent agreement.

  • Supporting Documents: Recent passport-size photo, active mobile number, and email ID for OTP.

  • KYC Updating Form: Downloadable from HDFC Bank’s Forms Centre.

Frequently Asked Questions

Banks conduct periodic updating of KYC (Re-KYC) as per RBI guidelines. You’ll be notified when it’s due again.

Yes, but each Account holder, including Joint Accounts, must complete KYC update separately.

HDFC Bank does not charge a fee to update KYC.

Online requests via InstaServices are usually quicker but allow up to 3-4 working days for verification.

If you receive a Re-KYC SMS link, click to start a live video call with an HDFC Bank official who will verify your documents and details.

Update KYC in HDFC Bank Now!