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Salary Account

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Salary Account
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Application Process for Opening a Digital Account with Aadhaar

Apply online in just 4 simple steps:

  • Step 1: Validate your mobile number
  • Step 2: Select the ‘Account Type’ of your choice
  • Step 3: Provide personal details including Aadhaar number
  • Step 4: Complete Video KYC
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Simplify KYC with Video Verification

  • Keep your PAN Card and Aadhaar-enabled phone handy, along with a pen (blue/black ink) and white paper. Ensure you have good connectivity/network
  • Enter your Aadhaar number at the start and verify yourself using OTP.
  • A bank representative will then verify your details, such as LIVE signature, LIVE photo, and location.
  • Once the video call is complete, your video KYC process stands completed.
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Know more about HDFC Bank Salary Accounts

HDFC Bank’s Salary Account online features include a zero-balance option, offers with Debit Cards, SmartBuy and PayZapp benefits, and various banking services like NetBanking, PhoneBanking, MobileBanking, and Chat Banking. It also provides complimentary Insurance benefits and the convenience of BillPay for utility payments.

A Salary Bank Account with HDFC Bank offers benefits such as zero-balance options, CashBack on Debit Cards, complimentary insurance cover, and the convenience of digital transactions. It also provides access to premium banking services and rewards points for Credit Card usage.

For Salary Account opening online, visit the HDFC Bank website and select the ‘Salary Account’ option under ‘Accounts’. You must provide your Permanent Account Number (PAN), mobile number, employer details, and address and complete the KYC process via video conferencing.

*The (Most Important Terms and Conditions) for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

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Secured by DICGC

HDFC Bank is registered with the Deposit Insurance And Credit Guarantee Corporation (DICGC)

  • In addition to a proven track record of performance over the decades, at HDFC Bank your money is secured by the Deposit Insurance And Credit Guarantee Corporation (DICGC) which provides protection for your Accounts and Deposits up to ₹5,00,000.

  • For more information, you can read DICGC’s guide to deposit insurance.

Frequently Asked Questions

The process of applying for an HDFC Bank Salary Account is simple. All you need to do is visit the Bank website, choose your preferred/applicable Salary Account type, provide your PAN Number, employer details, contact number, and complete the VKYC process.  You can start by clicking here.

To open a Salary Account online with HDFC Bank, you will need to provide documents such as your Permanent Account Number (PAN), proof of address, and proof of identity.

You can open a Salary Account with HDFC Bank instantly by clicking here. Provide your Permanent Account Number (PAN), mobile number, employer details, address and KYC details. Ensure your Aadhaar is linked to your mobile number to complete Aadhaar-based KYC. The instant account is valid for a year. To convert it into a Regular Salary Account, visit the HDFC branch for in-person KYC. 

A Salary Account is a zero-balance account, i.e., no minimum balance is necessary. You enjoy direct salary credit into your bank account. You also enjoy Debit and Credit Card facilities, cheque books, internet banking, etc. Salary Account holders may also enjoy preferential loan terms.

Duly fill out and sign the Account Transfer Form and submit it to the bank branch where you would like to transfer your account. Your account number remains the same, and you can continue using your existing bank Debit and Credit Cards and cheque books.

Salary Accounts are zero-balance accounts, i.e., you are not required to maintain a minimum balance. Therefore, the bank does not charge a penalty for not keeping a minimum balance in your Salary Account.

To open a Corporate Salary Account, you must be an employee of a corporation that has a salary account relationship with HDFC Bank.

Yes. You can use your Salary Account to finance fund transfers, open Fixed Deposits, and get loans. You can also use the Salary Account details to open Demat Accounts and finance Mutual Fund SIPs.

No, when you open a Corporate Salary Account at HDFC Bank, you are not required to pay any minimum balance or average monthly balance charges whatsoever.

Yes, you can, as long as your new employer has a salary account relationship with HDFC Bank. If so, you will have to provide your employer with the requisite documents necessary to use the HDFC Bank Corporate Salary Account. Click Here to know more

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