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What’s In Store For You

Agricultural Lending For Corporates

Benefits of Agriculture Lending

  • Hassle-free funding to fulfill your agricultural business's wide range of needs, from the farm gate to the food plate.
  • Decrease day-to-day operational requirements with working capital financing and term loans to purchase agricultural inputs such as seeds, fertilisers, pesticides, micronutrients and micro-irrigation tools. Additionally, repay hassle-free with flexible tenure options.
  • If your business is in agricultural processing, you can benefit from financial well-being evaluations and underlying commodities' marketability.
  • Get more information on agricultural lending by filling out this online application form.

More About Agricultural Lending

HDFC Bank’s Agricultural Lending offers a range of need-based loans tailored for various agricultural activities, including farming, processing, and allied sectors. It provides affordable financing options supporting staple and cash crops, horticulture, plantations, poultry, animal husbandry, dairying, seeds, and warehousing. These services aim to ease working capital requirements and purchase agricultural inputs like seeds and fertilisers.

Agricultural Lending offers several benefits, including access to capital for land purchase and crop improvements, enabling farmers to expand operations and increase production. It also comes with flexible tenure options for hassle-free repayment and attractive interest rates.  This supports investment in new technologies and farming techniques, contributing to a stable rural economy.

To apply for an Agricultural Loan, you can follow these steps: 

  • Visit the HDFC Bank website and navigate to the Agricultural Lending section. 

  • Fill out the online application form with your business details. 

  • Provide necessary documentation, including KYC, property, income-related documents and proof of business registration. 

  • Apply and await approval.

*The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

Frequently Asked Questions

An Agricultural Loan provides farmers with funds for crop cultivation, equipment, livestock, and land development, helping them sustain and improve their farming operations.

The maximum amount of an Agriculture Loan depends upon the entity's creditworthiness, revenue, and business model.

Farmers can obtain working capital and term Farm Loans to meet their agricultural requirements, such as buying equipment, fertilisers, etc.