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What's in store for you

More rewards than ever before

CashBack Benefits

  • Up to ₹5,000* CashBack every year with 5% CashBack on shopping via PayZapp and SmartBuy

Online Benefits

  • 2.5% CashBack on all online spends

Retail Benefits

  • 1% CashBack on all offline spends and wallet reloads

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Additional benefits

Big gifts come in small packages

Just like the Millennia Prepaid Card, gifted by over 15 Lakh+ people to their loved ones!

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Millennia Credit Card

Know more about the card

Card Management & Control

  • Single Interface
    One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans 
  • Spends tracking
    Simple interface to track all your spends 
  • Reward Points
    View and redeem points at the push of a button
Welcome Renwal Bonus

Fees & Charges

Transaction Type Amount in ₹ (Exclusive
of Taxes*)
Issuance Fees ₹499/-
Annual Fees ₹499/-
ATM Withdrawal Charges HDFC BANK ATM -
Withdrawal txn upto ₹1,000.
Charges = ₹20 + GST
Withdrawal txn more than ₹1,000.
Charges = 1.85% of withdrawal amount,

NON HDFC BANK ATM -
Withdrawal txn upto ₹1,000.
Charges = ₹20 + GST
Withdrawal txn more than ₹1,000.
Charges = 1.85% of withdrawal amount
Balance Enquiry at ATM using the Card HDFC BANK ATM - ₹10 + GST
NON HDFC BANK ATM - ₹10 + GST

exclusive of applicable tax*

Fees & Charges

Cashback & Transaction Terms

  • The yearly CashBack is for illustration purposes and the customer will get CashBack as per eligibility. Cash withdrawal at POS in India with maximum withdrawal limit of ₹2,000/- per transaction, ₹5,000 per day & ₹10,000 per month). Standard charges as applicable. Charges are subject to change. Maximum CashBack is up to ₹400 per month. Per transaction value of ₹200 or above will be eligible for a CashBack. Monthly CashBack will be processed within 90 working days for valid, success, not reversed transaction. CashBack will not be applicable for transactions done on Prepaid Card / wallet loading. Personal accidental insurance cover feature can be availed only if the card is used for shopping at least once in the last 30 days excluding ATM transactions. 
     
    Transaction limit on POS and ECOM up to balance available on the card.

How much CashBack will be credited for a customer?

Maximum CashBack for a customer in a month will be ₹400 (including 5% CashBack on shopping via PayZapp/SmartBuy, 2.5% CashBack on all Online Spends and 1% on all Offline spends and wallet reload) irrespective of the number of cards he/she is holding.

Example 1: 
 
If a customer has 3 cards and he/ she is eligible for CashBack in all the 3 cards subject to maximum cash back amounting to ₹400. Eligible CashBack amount will be processed in respective cards as per process.

Customer 1

Card Number 5% Cash back Eligible 2.5% Cash Back Eligible 1% Cash Back Eligible Total Eligible Amount Actual Payout
Card Number 1 100 25 25 150 150
Card Number 2 100 25 25 150 150
Card Number 3 50 25 25 100 100
Total 250 75 75 400 400

*Amount in ₹

In the above Example all cards will get cash back under 5%, 2.5% and 1% categories.

Example 2:

If a customer has 3 cards and he/ she is eligible for CashBack in all the 3 cards, Maximum cash back amounting to ₹400 will be credited to one card only. 

Customer 2

Card Number 5% Cash back Eligible 2.5% Cash Back Eligible 1% Cash Back Eligible Total
Card Number 1 100 200 100 400
Card Number 2 200 100 100 400
Card Number 3 100 100 200 400
Total 400 400 400 1200

*Amount in ₹ 

While the total CashBack amount is ₹1,200, Only ₹400 will be credited to one card.

*Earn CashBack of ₹200 on first load of above ₹5,000 every year. Applicable per customer.
 

Cashback & Transaction Terms

Most Important Terms and Conditions

  • *The (Most Important Terms and Conditions) for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions

Frequently Asked Questions

The Millennia Prepaid Card is a Prepaid Card designed specifically for millennials to help them manage their spending, enjoy CashBack rewards, and have a convenient payment option. 

The Millennia Prepaid Card provides users with Cashback rewards on all purchases, personal accidental insurance coverage, and convenient access to NetBanking and PhoneBanking services, enhancing the overall cardholder experience.

Everyone is eligible for the Millenia Prepaid Card.

The Millennia Prepaid Card charges a ₹499 issuance fee along with an annual fee of ₹499 for cardholders. 

You can apply for the HDFC Bank Millennia Prepaid Card online by checking eligibility on the official website. Submit the required documents by visiting your nearest branch. Upon approval, get your new Millennia Prepaid Card. 

Application form with photograph and any one of the listed Officially Valid Documents (OVD):

 Identity Proof

  • Passport

  • Driving Licence

  • Voter's Identity Card issued by the Election Commission of India

  • Aadhaar Card (Voluntary submission requires an Aadhaar consent form)

Address Proof

  • Passport

  • Driving Licence

  • Voter's Identity Card issued by the Election Commission of India

  • Aadhaar Card (Voluntary submission requires an Aadhaar consent form)

Other Documents

  • Job card issued by NREGA duly signed by an officer of the State Government

  • Letter issued by the National Population Register containing details of the name and address

A Prepaid Card is a financial instrument which can be preloaded with a designated amount in rupees for subsequent use as per Cardholder’s requirement. It empowers the card holder and provides control and convenience to use the card securely for online shopping and at retail merchants (equipped with a point-of-sale terminal)

You will receive transaction alerts on the mobile number & email id registered at the time of placing the request. You can track all your expenses anytime on Prepaid Card NetBanking portal. 

Yes, you can use Millennia Prepaid Card to withdraw cash from an ATM with applicable charges. Additionally, cash withdrawal at POS in India is also allowed on your Millennia Prepaid Card with applicable charges. Limits of cash withdrawal at POS is as below: 

Per transaction limit is ₹2,000/-, Per day limit is ₹5,000/- & Per month is ₹10,000/-. 

You can consume the available balance either at one time or over multiple purchases.

Don't worry! We're here to help you update your details quickly and easily.  

For Mobile Number / Email ID:  

Log In to the Prepaid Card NetBanking Portal:  

Update Your Contact Information:

  • Click on Manage My Profile.  

  • Go to Contact Information and select Edit.  

  • Enter your new mobile number or email ID and verify the changes using the OTP sent to your registered mobile number.  

 

Your details will be updated instantly, and you’ll receive confirmation via SMS on your registered mobile number. Please let us know if you need assistance at any step, and we'll be happy to help.  

For Address Update:  

Submit Your Application:  

  • Visit your nearest HDFC Bank branch at a time that’s convenient for you.  

  • Submit a signed application for "Change in Address" along with a documentary proof of your new address. Please bring the original documents for verification.  

We understand the importance of having your correct address on the file. Your mailing address will be updated within 7 working days once we receive and verify your application and documents. Thank you for your patience and cooperation.  

Have more questions, check our FAQs Section