Yes, online Loan Repayment is secure when using trusted platforms with encryption and authentication measures. To protect your financial information, ensure you use secure connections and reputable services.
Yes, you can often make partial payments through online Loan Repayment systems. This option allows you to reduce the principal loan amount faster or adjust payments based on your financial situation. However, it’s essential to confirm with your lender if partial payments are accepted and if there are any specific guidelines.
For details on the different aspects of the Loan Repayment fees, like loan EMI payment fees, visit your nearest HDFC Bank branch or contact our customer support team.
Convenience: Make payments from anywhere, anytime, using a computer or mobile device.
Automation: Set up automated payments to ensure timely repayments without manual intervention.
Real-Time Processing: Immediate updates to your loan account upon payment.
Security: Utilises encryption and secure authentication to protect personal and financial information.
Flexibility: Choose from various payment methods, including bank transfers, credit/debit cards, and digital wallets.
Partial Payments: Option to make partial or full payments as per your financial capability.
Record Keeping: Automatic generation of payment receipts and history for easy tracking.
User-Friendly Interface: Simple and intuitive platforms for a smooth payment experience.
Reduced Paperwork: Eliminates the need for physical cheques and documentation.
Improved Financial Management: Simplifies loan management and helps maintain a positive credit history with timely payments.
The moratorium on payment of loan EMIs and credit card dues under the COVID-19 regulatory package has expired on 31st August 2020. We would not be accepting moratorium requests anymore.
Your EMI will be debited from September 2020 by the Bank as per schedule. You are requested to maintain sufficient balance in your account to avoid any default.
Your credit card dues will be payable on the due date mentioned in the statement. Please make the payment on or before the due date.
We are in the process of finalising our policy to restructure loans for covid impacted customers as per regulatory guidelines. The same would be updated shortly. In case you need further clarifications, please contact your relationship manager or write to us at loansupport@hdfc.bank.in or contact us on our customer care numbers.