Swiggy HDFC Bank Credit Card

What's in store for you

More rewards than ever before

Welcome Benefits

  • Complimentary Swiggy One Membership for 12 months as a welcome benefit.*

Swiggy Benefits

  • 5% Cashback across Swiggy and select online spends*

Credit Benefits

  • Get 1% CashBack on other eligible spends.*

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Additional Benefits

Wondering if you are eligible?

Salaried

  • Nationality: Indian
  • Age: Min 21 years & Max 60 Years 
  • Net Monthly Income: > ₹20,000 

Self-Employed

  • Nationality: Indian
  • Age:Min 21 years & Max 65 Years
  • Annual ITR > ₹6 lakh per annum 
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Documents required to get you started

Identity Proof

  • Passport
  • Aadhaar card
  • Voter ID
  • Driving licence
  • PAN card
  • Passport size photographs

Address Proof

  • Utility bills (electricity, water, gas, or telephone)
  • Rental agreement
  • Passport
  • Aadhaar card
  • Voter ID

Income Proof

  • Salary slips (for salaried individuals)
  • Income Tax Returns (ITR)
  • Form 16
  • Bank statements

Know more about the card

Fees and Charges

 
  • Joining Fee / Renewal Membership Fee: ₹500 + Applicable Charges
  • Spend ₹1,50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off
  • Exclusions for Spends of  ₹1,50,000 and above for eligibility of renewal year fee waiver are as follows:
    1. Cash on Call
    2. Balance Transfer
    3. Cash Withdrawal.
  • Limited Period Offer, click here for more details

Click Here for Card Member Agreement.

Revolving Credit

Card Details

Welcome Benefit

Swiggy One Membership is a premium subscription program for Swiggy users. It is a single membership that offers unlimited benefits across restaurants and Instamart orders on Swiggy, including free delivery and exclusive discounts from select restaurants. To get this membership, activate your Swiggy Ornge HDFC Bank Credit Card.  

Card Activation is done by following one or more below mentioned ways: 

  • Making a transaction using the Credit Card, 
  • To use the card via OTP or IVR, setting PIN for the card, and enabling card controls such as online transactions, enabling international transactions etc. 

For more details on card activation, click here.

Mastercard Golf Benefits

Please follow below link to know how to redeem the benefits – 

Interest-Free Credit Period

Get up to 50 days of interest-free period on your Swiggy Ornge HDFC Bank Credit Card Note: The interest-free period begins only once the merchant submits the charge.    

Zero Lost Card Liability

In the unfortunate event that you lose your Swiggy Ornge HDFC Bank Credit Card, you will have zero liability on any fraudulent transactions, provided you report the loss immediately to our 24-hour call centre.

Fuel Surcharge Waiver

CashBack Redemption

  • Cashback earned for current billing cycle will be auto redeemed against outstanding amount.
  • For more details on Finance charges please refer to the Most Important Terms and Conditions.  
  • To earn 5% CashBack using Swiggy Ornge HDFC Bank Credit Card, the cardholder should make a minimum transaction of ₹249 using the card.
Contactless Payment

Contactless Payment

Your Swiggy Ornge HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets

(Note: In India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder has to enter the Credit Card PIN for security reasons.)

Additional Features

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
  • Click here for Product specific TnC
  • Click here for Combined TnCs
Revolving Credit

Frequently Asked Questions

Spend ₹1,50,000 or more in a year before your renewal date to get the next year’s renewal fee waived.

You can activate your card in any of the following ways:

⦁ Make your first transaction using the Credit Card

⦁ Authenticate using OTP or IVR

⦁ Set your card PIN

⦁ Enable card controls such as online or international transactions

Once activated, your CashBack earning and welcome benefits begin. For more details on card activation, click here .

You receive a 12-month complimentary Swiggy One membership, provided the card is activated through the required steps.

You earn 5% CashBack on eligible Swiggy app spends, 5% Cashback on select online merchants and categories and 1% CashBack on all other categories, as per applicable terms and merchant eligibility.

CashBack is credited directly to your card account as statement credit, based on the CashBack cycle and applicable terms.

Swiggy Ornge HDFC Bank Credit Card

  • Welcome Benefits
  • Cashback
  • Contactless Payment
Swiggy Ornge Credit Card