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List of documents you need to apply
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Loan benefits & features
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Loan Benefits
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Financing
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Other Benefits
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Fees & Charges
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Most Important Terms & Conditions
More About Retail Agri Loan
The Kisan Gold Card is financed to farmers for a specified sum of money towards their farm requirements like production of crops, post-harvest, repair & maintenance and consumption needs of the farmer. Funding is also done for the purchase of farm machinery, implements, irrigation equipment and construction of storage structures etc.
Types of facilities:
Cash Credit/Overdraft: Covers the cost of crop production and expenses related to consumption, post-harvest, and maintenance
Term Loan: For investing in land development, farm machinery, and irrigation equipment, among other things
Quantum of finance:
Funding depends on cultivated land, crop rotation, and financial scale.
Security:
Hypothecation of crops and agricultural assets
Urban property, agricultural land, or liquid security
Repayment Tenure:
Five years
Benefits of Retail Agri Loan
Flexible Credit: Access working capital with a revolving credit facility.
Low Interest Rates: Benefit from competitive rates on loans and advances.
Convenient Access: Use the card for agricultural expenses and emergencies.
Easy Repayment: Enjoy flexible repayment options tailored for farmers.
Special Discounts: Receive exclusive offers on agricultural products and services.
To apply for an HDFC Kisan Gold Card, farmers can visit the official HDFC Bank website, navigate to the Kisan Credit Card section and follow the online application process. The application requires submitting the necessary documents and verifying the farmer’s credit score and land details.
Frequently Asked Questions
The Kisan Gold Loan is a financial product for farmers. It provides funds for agricultural needs, machinery purchases and other related expenses. The loan amount is based on land, cropping pattern and scale of finance.
The HDFC Kisan Gold Card provides free personal accident insurance coverage of up to ₹2 lakh. It also facilitates hassle-free transactions with the issuance of a RuPay Farmer Platinum Debit Card.
The limit on the HDFC Kisan Credit Gold Card offering depends on your credit profile.
To be eligible for the Kisan Gold Card, you must be a farmer who owns agricultural land and is actively cultivating crops.