What’s in store for you
Loan Benefits & Features
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Benefits
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Loan amount
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More about KGC Shaurya
The Kisan Gold Card Loan offers flexible financing options through various facilities such as Cash Credit, Term Loan, and Drop Line Overdraft. This loan can be utilised for a range of purposes, including crop production, farm development, repairs and maintenance, and meeting domestic needs. The standard loan amount offered is ₹1,50,000, but the actual loan quantum is determined by factors such as the land under cultivation, cropping patterns, scale of finance, and the applicant's monthly income.
The Kisan Gold Card Loan also comes with several additional benefits, including complimentary personal accident insurance coverage of up to ₹10,00,000. Borrowers are also issued a specially designed Rupay Farmer Platinum Debit Card for convenient transactions.
To apply for the Kisan Gold Card Loan, visit HDFC Bank's official website, navigate to the ‘Agri’ section, and select ‘Kisan Gold Card Loan for Defence Personnel.’ From there, you can begin the loan application process by filling out the form and submitting the required documents.
*The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Frequently Asked Questions
The Kisan Gold Card scheme is a financing solution for farmers, which provides applicants with funds to manage their everyday farm requirements like crop production, post-harvest activities, and purchase of farm machinery.
The Kisan Gold Card is available to members of the Army, Navy, Air Force, and Para-Military forces such as BSF, ITBP, CRPF, Coastal Guards, CISF, and Assam/J&K Rifles, who have completed at least a year of service.
The Kisan Gold Card Loan is a unique product designed for farmers, which is why the interest rate levied on it is typically lower than those levied on conventional loans. However, the exact interest rate quoted to the borrower differs from case to case and is determined based on the amount borrowed, the type of loan facility chosen, and the repayment tenure.