Deposits

What’s in store for you

Know More about HDFC Bank Deposits

HDFC Bank's deposit accounts are designed to help you build a corpus of funds over time or grow your savings securely. Fixed Deposits and Recurring Deposits provide a safe and convenient option to achieve your financial goals. Key features include:

Good Returns with Safety:

Competitive interest rates ensure steady growth for your funds while maintaining complete security.

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Tenure Options:

Choose from a variety of deposit tenures, ranging from 7 days to 10 years, to suit your financial needs.

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Auto-Renewal & Sweep-In Facilities:

Automatically renew deposits or link them with your savings account for higher returns and liquidity.

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Premature Withdrawal:

Access your funds in emergencies with minimal penalties.

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Loan Against Deposit:

Borrow against your deposit without breaking it.

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HDFC Bank deposits offer multiple benefits, making them an excellent choice for secure and convenient saving:

Attractive Returns:

Earn high returns without exposure to market risks.

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Financial Discipline:

Recurring deposits encourage regular saving habits, helping you meet long-term goals.

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Liquidity:

Access your funds easily through Sweep-in and Super Saver facilities while still earning higher interest.

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Tax Benefits:

Fixed deposits with a tenure of 5 years provide tax-saving opportunities under Section 80C of the Income Tax Act.

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Customizable Solutions:

With flexible tenure options and deposit amounts, you can tailor your investment to match your financial plans.

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Online Access:

Manage your deposits conveniently through HDFC Bank’s net banking or mobile app.

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*The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

Secured by DICGC

  • HDFC Bank is registered with the Deposit Insurance And Credit Guarantee Corporation (DICGC)
  • In addition to a proven track record of performance over the decades, at HDFC Bank, your money is secured by the Deposit Insurance And Credit Guarantee Corporation (DICGC), which provides protection for your Accounts and Deposits up to ₹5,00,000.
  • For more information, you can read DICGC’s guide to deposit insurance.
Insta Account

Frequently Asked Questions

Bank deposits are funds placed into a bank account by customers. These deposits can be accessed and withdrawn, earning interest over time. Banks use these funds to provide loans and support other financial services.

Bank Deposits online are the banking services that offer safety for your money, earn you interest, provide easy access to funds, and support saving. They also enable convenient transactions and automatic payments and are often insured, adding an extra layer of financial security.