DigiSave Youth Account

What's in store for you

Key Benefits

Know More About DigiSave Youth Account

Fees & Charges

  • Balance Enquiry: Free 

  • Certificate of Balance:  Free w.e.f. 1st Aug’22 

  • Interest Certificate: Free w.e.f. 1st Aug’22 

  • TDS Certificate:  Free 

  • Minimum Balance: ₹5,000 

  • Click here for consolidated savings fees and charges
Fees & Charges

Added Delights

Banking Benefits 

  • Easy account opening with Aadhaar and Video KYC 

  • Free MoneyBack Debit Card in the first year of account opening 

  • Daily ATM cash withdrawal limit of ₹25,000

  • Daily shopping limit of ₹3 lakh (at merchant outlet & Online store) 

  • Convenience of banking from home or on the go across an extensive network of HDFC Bank branches/ATMs or through Net/Mobile/Phone banking 

  • Fire and burglary Insurance cover of ₹2 lakh*

  • Quick and instant mobile recharge by giving a missed call to 73 08 08 08 08

Transaction Benefits

  • Easy funds transfer anywhere across the country with the convenience of NEFT/RTGS 

  • InstaAlert facility and free email statements for easy account tracking 

  • Free mobile and e-mail alerts for transactions

Debit Card Benefits 

  • Know more about MoneyBack Debit Card and detailed T&C. Click here

Investment Benefits

  •  First year AMC waived off on opening a DEMAT Account 

  • Dream Deposit option to save money as per your convenience starting from ₹1,000

  • Ease of SIP to achieve gradual wealth creation

Most Important Terms and Conditions

Deals & Offers

Check out the deals

  • CashBack and discounts with Debit Card: Additional CashBack on shopping via PayZapp and SmartBuy.
  • SmartBuy Offer: Click here
  • PayZapp offer: Click here
  • UPI offers: Click here
  • NetBanking offers: Click here
  • BillPay offers: Click here
Check out the deals

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Most Important Terms and Conditions

Wondering If You Are Eligible?

The following resident individuals (either sole or joint account holders) are eligible to open a DigiSave Account:

  • Nationality: Indian
  • Age: Minimum 18 years, Maximum 25 years

Documents required to get you started

OVD (any 1)

  • Passport 
  • Aadhaar Card **
  • Voter ID 
  • Driving Licence
  • Job Card
  • Letter issued by the National Population Register 

**Proof of possession of Aadhaar (any 1):

  • Aadhaar letter issued by UIDAI
  • E-Aadhaar only downloaded from UIDAI website
  • Aadhaar Secure QR Code
  • Aadhaar Paperless Offline e-KYC

Click here to know complete documentation details

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Application Process for Opening a Digital Account with Aadhaar

How to open a DigiSave Youth Account?

Apply online in just 4 simple steps: 

  • Step 1 - Validate your mobile number
  • Step 2- Select the ‘Account Type’ of your choice
  • Step 3- Provide personal details including Aadhaar number
  • Step 4- Complete Video KYC
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Simplify KYC with video verification

  • Keep your PAN Card and Aadhaar-enabled phone handy, along with a pen (blue/black ink) and white paper. Ensure you have good connectivity/network.
  • Enter your Aadhaar card number at the start and verify yourself using OTP.
  • A bank representative will then verify your details, such as LIVE signature, LIVE photo, and location.
  • Once the video call is complete, your video KYC process stands completed.
Digisave Youth Account

Ways to Open a Bank Account

Frequently Asked Questions

The DigiSave Youth Account offers exclusive discounts and offers, a MoneyBack Debit Card with CashBack benefits, insurance coverage up to ₹15 lakh*, convenient banking options, and quick and easy payments.

Yes, you will need to provide identity proof such as Aadhaar Card and PAN Card, as well as address proof such as a latest utility bill or passport.

The HDFC Bank DigiSave Youth Account offers several additional benefits:

  1. Exclusive Discounts: Enjoy exclusive discounts and offers through the bank's online shopping portal

  2. CashBack: Get 5% CashBack up to ₹100 every month by setting Standing Instructions on your Debit Card for Bill Payment

  3. Accidental Death Cover: Receive a free Personal Accidental Death Cover up to ₹15 lakh* on the MoneyBack Debit Card

  4. International Air Coverage: Enjoy international air coverage of flat ₹1 crore on the purchase of an air ticket using your Debit Card

  5. Zero Liability: Benefit from Zero Liability towards any fraudulent transactions on the Debit Card that take place 30 days prior to reporting the card loss

To apply for a DigiSave Youth Account online:

- Complete the application form with your personal details

- Submit the required documents

- Upon approval, receive your account details 

Grow your savings today with flexible, safe and easy banking.

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