Wondering if you are eligible?
You can apply for a Personal Loan, if you meet the following criteria:
Why Choose Us?
What’s in store for you
Types of Personal Loans
Explore the wide range of Personal Loans tailored for every need.
Loan benefits & features
-
Easily accessible
-
Transfer Facility
-
Most Important Terms & Conditions
Documents required to get you started
More about the Personal Loan Top-Up
Life often brings unexpected expenses. Be it a wedding, buying a car, or handling a medical emergency. A Personal Loan can help you manage these costs, but sometimes the initial amount may fall short. That’s where a Top Up Loan comes in handy. If you're a pre-approved customer with an existing Personal Loan, getting a Top Up Loan is quick and convenient, giving you access to extra funds when you need them most.
Top-up Loans are a convenient and relatively affordable option for borrowers who need additional funds and already have an existing loan with the lender. Personal Top-Up Loans also come with speedy approval and minimal documentation.
Personal Loan Top-Up has various benefits like quick turnaround time, longer repayment tenures and no requirements for additional documents. Top-up loans are a convenient and relatively affordable option for borrowers who need additional funds and already have an existing loan with the lender.
You can apply for a Personal Loan via:
2. PayZapp
3. NetBanking
4. Branches
Online application process:
Step 1 – Choose your occupation
Step 2 - Provide & validate your Phone Number & Date of Birth/PAN
Step 3- Choose Loan amount
Step 4- Submit & Receive funds*
*In certain cases, uploading documents and completing video KYC might be required.
Frequently Asked Questions
Top Up Loan means to avail of an additional loan that supplements the amount disbursed via Personal Loan. If the amount availed of through a Personal Loan is not sufficient to meet your needs, you can take the help of a Top-Up Loan with ease and convenience.
You can avail of HDFC Bank’s Personal Loan Top Up and the added benefits like flexible tenure. To apply, click right here.
Since you’ve already availed of a loan from the bank in question, the approval process for a Personal Loan Top Up is relatively quick and hassle-free.
To become eligible for a Top-Up Loan, the customer should have completed a minimum of 6 EMI Payments on the existing Personal Loan. Has a good credit score and repayment ability.
To facilitate quick application and convenience, the documentary requirement for HDFC Bank’s Top Up Loan is minimal and includes:
- Identity and address proof such as a copy of passport/voter ID card/driving license/Aadhaar
- Bank statement of Salary account for previous 3 months (In case of Passbook, it should be for previous 6 months)
- Latest two months' salary slips
Yes, you can top-up your existing Personal Loan. If you opt for the Top-Up facility, the lender may extend your tenure.
A Personal Loan Top-Up is a feature that enables you to borrow additional funds from your current Personal Loan lender while you continue to repay your existing loan. This top-up functions just like a standard Personal Loan, allowing you to use the funds for various expenses without needing to provide collateral. Additionally, there are no restrictions on how you can use the loan funds.
You have the option to apply for Top-Up Loans either in person by visiting your existing lender's bank branch or online, directly through the lender's website. The procedure remains consistent: you must complete an online form, specify the desired loan amount, and submit your documents. Subsequently, the lender assesses the new interest rate and EMI amounts (which you must consent to) before disbursing the loan amount into your account.
Convenient, affordable top-up loan option to get additional funds!