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More About Personal Loan for Home Renovation
Thinking about giving your kitchen a fresh look, replacing old furniture, or upgrading your patio? Or perhaps your home needs updated wiring and some new fixtures to liven things up? If you've been putting off these changes for months—or even years—it might be time to take action.
Home renovation can be expensive, especially if you're planning major upgrades. Not everyone has the funds ready when inspiration strikes. That’s where a Home Renovation Loan can help. With an HDFC Bank Personal Loan for Home Renovation, you can transform your space without financial stress. Not only will your home look better, but its market value could also increase.
HDFC Bank Personal Loan for Home Renovation offers quick approval, competitive interest rates, flexible repayment tenure between 1-7 years, and no requirement for collateral or guarantor. Borrowers can avail loans up to ₹50 lakh and enjoy hassle-free processing with no documentation.
No Paperwork
No documentation required, everything is now digital, just an end-to-end digital journey for your instant Home Renovation.
Check Home Improvement Loan eligibility
For Salaried:
Nationality: Indian
Age: 21- 60 years
Salary ≥₹25,000
Employment: 2 years (1 year with current employer)
Note: Salaried employees at select private limited companies and public sector undertakings (including central, state and local bodies)
Note: *Government taxes and other levies as applicable will be charged over and above the Fee and Charges. Loan disbursal is at the sole discretion of HDFC Bank Ltd.
Apply for Loan for Home Renovation
You can apply for a Loan via:
Online application process:
Step 1 – Choose your occupation
Step 2 - Provide & validate your Phone Number & Date of Birth/PAN
Step 3 - Choose Loan amount
Step 4 - Submit & Receive funds*
*In certain cases, uploading documents and completing video KYC might be required.
Frequently Asked Questions
To apply for HDFC Bank Personal Loan for Home Renovation, click here. You can also use the HDFC Bank bank’s mobile app, NetBanking facility or visit a branch near you to apply for a Personal Loan for Home Renovation.
HDFC Bank Personal Loan for Home Renovation offers quick funds, flexible repayment tenures, no collateral requirement, and easy application process, making it ideal for covering renovation costs without tapping into your savings or disrupting your financial plans.
A Personal Loan for Home Renovation, or Home Renovation Loan, is used to finance the necessary renovation, improvements or refurbishment of a house.
Please refer to ‘Eligibility Criteria’ section for more information.
You can get a Home Renovation Loan for a tenure of anywhere between 1-7 years.
Please refer to the ‘Interest and Charges’ section to check out the interest rates applicable on a Personal Loan for Home Improvement.
You can get a Home Improvement Loan almost instantly, if you are an existing HDFC Bank customer. For non-HDFC Bank customers too, the loan is approved by the bank within 4 hours of application.
If you apply for a Personal Loan for Home Improvement from HDFC Bank, you can avail of a loan of up to ₹50 lakh (subject to terms and conditions).
Yes. If you use the Personal Loan amount for Home Improvement or renovation, then you can avail of a tax rebate under Section 24(b) of the Income Tax Act, 1961.The interest paid on such a loan is tax deductible, for up to ₹30,000 per annum.
Fast, easy, secure—start your personal loan application right now