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Eligibility criteria to apply for a Premium Personal Loan
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Documents required to get you started
Below is the Premium Personal Loan list of documents
More about Premium Personal Loan
Experience premium banking that matches your lifestyle. Designed specifically for an exclusive group of customers, the Premium Personal Loan provides instant access to funds to suit your elite lifestyle needs. These funds can be used across a variety of requirements such as Home upgrade, International vacations, Medical expenses, Higher educations and planning the perfect destination wedding.
Personal Loan offers higher amounts of loans ranging from ₹10 lakh to ₹40 lakh. The applicant would have a designated relationship manager, and the loans have swift approvals.
Premium Personal Loan offers best in class interest rates starting from 10.90% onwards. Apart from this, the loan comes with a processing fee of Up to ₹ 6,500/- + GST, Zero Foreclosure Charges after 12 EMI (subjects to closure from own funds) and 24x7 assistance.
You can apply for Premium Personal Loan by visiting the nearest branch of HDFC Bank or by applying online here. As a loan applicant you can WhatsApp at 7065970659.
Frequently Asked Questions
Premium Personal Loan is tailored for employees of private limited companies and public sector undertakings who meet specific criteria. Eligibility includes a minimum monthly income of ₹75,000, at least two years of employment history with a current employer for a minimum of one year, and an age range of 21 to 60 years.
The tenure for Premium Personal Loan by HDFC Bank is 03 months to 72 months.
To apply for the HDFC Premium Personal Loan, the applicant's CIBIL score must be above 720. Additionally, the applicant's current financial commitments should have a consistent record of on-time payments. Moreover, the applicant should have the financial capacity to manage the additional EMI along with existing loans and credit card payments.
The HDFC Bank Premium Personal Loan is meant for high-income applicants who need bigger loan amounts to meet their personal requirements. This loan is offered to the customers who meet the eligibility criteria of the program, making it exclusive to a select few individuals.
No. Only a select group of customers opting for Personal Loans of over ₹10 lakh from HDFC Bank can be a part of the premium Golden Edge customer category and apply for loans under the offering. These customers must have a minimum monthly income of ₹75,000 in prime markets and ₹50,000 in emerging markets and must be employed by companies listed with HDFC Bank. They must also have a Healthy credit and repayment history and good Bureau scores. Additionally, applicants must be an employee of the company that is part of Golden Edge qualified company list
To apply for a Premium Personal Loan from HDFC Bank, the documents required are listed below:
Income Documents -
- A copy of PAN Card
- Salary slips of the preceding 3 months
- Bank statement of salary account for the preceding three months
- Form 16 for the previous financial year
KYC Documents -
- Company identification card
- Photo ID (passport/driving license/Aadhaar card/voter ID)
- Address proof
Upgrade your lifestyle—get a premium personal loan today