Premium Personal Laon

Why Choose Us?

Tailored
Offers

Attractive Rates

Exclusive Perks

High Loan Amounts

What’s in store for you

Lower your EMI by switching to our XPRESS Personal Loan

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Premium Personal Loan

Personal Loan EMI Calculator

Take Out the Guess Work from Financial Planning. Calculate your EMIs now!

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₹ 25,000₹ 50,00,000
1 year7 years
%
9.99% PA24% PA
Your Monthly EMI will be

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Amount Payable

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Interest Amount

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Principal Amount

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Other Types of Personal Loans

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Explore the wide range of Personal Loans that meet your needs.

Get Your Premium Personal Loan at Affordable Interest Rates

Starting From 9.99%*

(Terms & Conditions Apply*)

View Rates

Loan Benefits & Features

Loan Benefits

  • Tailored Options
     

    • Flat Processing fees of Up to ₹ 6,500/- + GST

    • Zero Foreclosure Charges after 12 EMI subjects to closure from own funds.

Terms & Conditions Apply*

Smart EMI

Additional Features

  • Higher Loan Limits: Loan amounts available from ₹15 lakh to ₹50 lakh.

  • Competitive Rates: Starting interest rates from 9.99% onwards.

  • Exclusive Benefits: Assigned relationship manager

  • Support: For loan inquiries, contact via WhatsApp at 70700 22222. Also available via Webchat, Click2Talk, and Phone Banking.

Additional Features

Fees & Charges

Rate of Interest 9.99% - 24.00% (Fixed Rate)
Processing Fees Up to ₹ 6,500/- + GST
Tenure 03 Months to 72 Months
Documents Required No Documents for Pre-approved Personal Loan
For Non Pre-approved - Last 3 Months Bank statements, 2 Latest Salary Slip and KYC
Fees & Charges

Documentation

No documentation is required for availing HDFC Bank Premium Personal Loan.

KYC-compliant bank / Pre-approved customers can avail the Personal Loan in just 10 seconds with no documentation.

If the customer needs higher loan amount, the customer can click here to avail Personal Loan with higher loan amount. This is an end-to-end digital journey. No documents are required for availing HDFC Bank Personal Loan.

  • 100% Digital Process

  • Hasslefree Borrowing experience! 

  • No Documentation Required to get Loan for your Personal needs.

Most Important Terms & Conditions

Most Important Terms and Conditions 

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.     
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Wondering if you are eligible?

Eligibility criteria to apply for a Premium Personal Loan

Premium Personal Loan

Salaried

  • Age: 21- 60 years
  • Entities: Private limited companies & public sector undertakings.
  • Income: ₹75,000/month
  • Employment: 2 years (1 year with current company)

More about Premium Personal Loan

Experience premium banking that matches your lifestyle. Designed specifically for an exclusive group of customers, the Premium Personal Loan provides instant access to funds to suit your elite lifestyle needs. These funds can be used across a variety of requirements such as Home upgrade, International vacations, Medical expenses, Higher educations and planning the perfect destination wedding.
Personal Loan offers higher amounts of loans ranging from ₹15 lakh to ₹50 lakh. The applicant would have a designated relationship manager, and the loans have swift approvals.

Premium Personal Loan offers best in class interest rates starting from 9.99% onwards. Apart from this, the loan comes with a processing fee of Up to ₹ 6,500/- + GST, Zero Foreclosure Charges after 12 EMI (subjects to closure from own funds) and 24x7 assistance.

You can apply for Premium Personal Loan by visiting the nearest branch of HDFC Bank or by applying online here. As a loan applicant you can WhatsApp at 70700 22222.

Frequently Asked Questions

Premium Personal Loan is tailored for employees of private limited companies and public sector undertakings who meet specific criteria. Eligibility includes a minimum monthly income of ₹75,000, at least two years of employment history with a current employer for a minimum of one year, and an age range of 21 to 60 years.

The tenure for Premium Personal Loan by HDFC Bank is 03 months to 72 months.

To apply for the HDFC Premium Personal Loan, the applicant's CIBIL score must be above 720. Additionally, the applicant's current financial commitments should have a consistent record of on-time payments. Moreover, the applicant should have the financial capacity to manage the additional EMI along with existing loans and credit card payments.

The HDFC Bank Premium Personal Loan is meant for high-income applicants who need bigger loan amounts to meet their personal requirements. This loan is offered to the customers who meet the eligibility criteria of the program, making it exclusive to a select few individuals.

No. Only a select group of customers opting for Personal Loans of over ₹10 lakh from HDFC Bank can be a part of the premium Golden Edge customer category and apply for loans under the offering. These customers must have a minimum monthly income of ₹75,000 in prime markets and ₹50,000 in emerging markets and must be employed by companies listed with HDFC Bank. They must also have a Healthy credit and repayment history and good Bureau scores. Additionally, applicants must be an employee of the company that is part of Golden Edge qualified company list

No documentation is required. Complete your Premium Personal Loan application online, and from the comfort of your home.

Upgrade your lifestyle—get a premium personal loan today

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