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Types of Personal Loans
Explore the wide range of Personal Loans tailored for every need.
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More about Personal Loan for Salaried Individuals
With HDFC Bank's Personal Loans for salaried employees, you can easily meet the cost of any need. These loans help make sure salaried employees are poised to tackle any extra expenses that may crop up. HDFC Bank Personal Loans for Salaried Individuals offer competitive interest rates, quick approvals, and minimal documentation. Also, flexible repayment tenures from 3 to 72 months. Enjoy special rates for existing customers and easy online application.
To be eligible for an online Personal Loan for Salaried Individuals from HDFC Bank, applicants must be Indian nationals aged between 21 and 60 years. Applicants must be Salaried Individuals at private limited companies or public sector undertakings, with at least two years of total work experience, including a minimum of one year with their current employer and earning a salary of ₹25,000
You can apply for a Loan via:
2. PayZapp
3. NetBanking
4. Branches
Online application process:
Step 1 – Choose your occupation
Step 2 - Provide & validate your Phone Number & Date of Birth/PAN
Step 3- Choose Loan amount
Step 4- Submit & Receive funds*
*In certain cases, uploading documents and completing video KYC might be required.
Frequently Asked Questions
The interest rate for Personal Loans for salaried employees can vary depending on several factors such as the loan amount, tenure, credit score, and the lender's policies. We recommend contacting our customer service representatives who will be happy to assist you with personalised loan offers tailored to your requirements.
You can apply for a Personal Loan for Salaried Employees online through the HDFC Bank website or visit a branch. Fill out the application form, submit required documents, and await approval.
Benefits of a Personal Loan for Salaried Employees include quick disbursal, competitive interest rates, flexible repayment tenure, minimal documentation, and versatile usage for various needs.
To meet sudden, unforeseen expenses or to fund their travel, wedding or education plans, among other things, Salaried Individuals can opt for a Personal Loan for salaried with HDFC Bank. The same can be used for a range of purposes, with no restriction on end use.
You can apply online for an HDFC Bank Personal Loan for Salaried Individuals. Also, you can use the bank’s mobile app and NetBanking facility or visit the bank branch and apply for the same.
Please refer to ‘Eligibility Criteria’ section of this page for more information.
A Personal Loan for salaried individuals from HDFC Bank is available for tenures of 1-5 years.
You can a Personal Loan for salaried in little or no time. Pre-approved HDFC Bank customers can get the funds in 10 seconds*, while non-HDFC Bank customers can get money in as little as 4 hours*.
(* Terms & conditions apply. Personal Loan disbursal at the sole discretion of HDFC Bank Ltd. HDFC Bank frequently comes up with offers for existing customers. Check with the bank for latest offers and schemes on personal loan for Salaried Individuals)
A Personal Loan for salaried individuals can be used for an array of purposes. You can use it to meet urgent medical expenses, or to finance your vacation plans, higher studies or even for your wedding. In addition to this, this instant loan for Salaried Individuals can be used for debt consolidation or home improvement too.
You can get a loan of anywhere between ₹25,000 to ₹40 lakh under a Personal Loan for Salaried Individuals from HDFC Bank.
Fast, easy, secure—start your personal loan application right now