Travel Loan

Why Choose Us?

Instant funds

AttractiveEMIs

Competitive Rates

Flexible Tenure

Lower your EMI by switching to our XPRESS Personal Loan

Travel Loan

Personal Loan EMI Calculator

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Chase Your Dreams Seamlessly

Interest Rate for Personal Loans for Travel Starting from

Starting From 10.90%*

(Terms & Conditions Apply*)

Loan Benefits & Features

Loan Benefits

  • Instant Funds
    • Get instant funding as an HDFC Bank customer with a pre-approved offer.  

    • For others, disbursement can take up to 4 hours.  

  • Pocket-friendly EMIs
    • Choose a tenure anywhere up to 60 months to ensure the EMI remains within your budget.  

    • Enjoy repayment flexibility via Credit Card, cash, cheque, or online transfers.  

  • Easy Application
    • Not only do you escape a hefty set of paperwork, but application submission requires only a few simple steps with easy-to-follow instructions. 

Smart EMI

Loan Features

  • Competitive Rate  
    Maintain a good credit history and get affordable funding starting from 10.90% with minimal processing fees.  
  • Insurance Cover
    We also offer insurance coverage against personal accidents and financial security for loans.  
Loan Features

Interest Rates & Charges

  • The interest rates and charges for a Personal Loan for Travel is as follows:
Rate of Interest starting from 10.90%
Processing Fees Up to ₹ 6,500/- + GST
Tenure 03 Months to 72 Months
Documents Required No Documents for Pre-approved Personal Loan
For Non Pre-approved - Last 3 Months Bank statements, 2 Latest Salary Slip and KYC
  For Non Pre-approved - Last 3 Months Bank statements, 2 Latest Salary Slip and KYC
  • *Government taxes and other levies as applicable will be charged over and above the Fee and Charges. Loan disbursal is at the sole discretion of HDFC Bank Ltd.
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Most Important Terms and Conditions 

  • The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.     
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Wondering if you are eligible?

Eligibility Criteria for Personal Loan for Travel

For Salaried

  • Nationality: Indian
  • Age: 21-60 years
  • Entities: Private limited companies & public sector undertakings
  • Employment: 2 years (1 year with current company)
  • Salary: ≥₹25,000
Travel Loan

Documents to get you started

Identity Proof

  • Voter ID Card 
  • Valid Driving licence
  • Valid Passport
  • Aadhaar Card​

Address Proof

  • Voter ID Card
  • Valid Driving licence
  • Valid Passport
  • Aadhaar Card

Income Proof

  • Previous 3 months bank statement
  • Passbook for previous 6 months
  • 2 latest salary slips
  • 2 latest current dated salary certificate
  • Latest Form 16
  • Proof of end use 

More About Personal Loan for Travel

Cancelled your travel plans for lack of funds? Our Personal Loan for Travel can help you make that long overdue trip with your family, friends and loved ones without worrying about money.
Plan your dream vacation- whether that is a beach holiday or a getaway to the hills and snow-covered ranges- without any worries. With a rough idea of your trip budget, you can easily opt for a holiday loan that suits your requirements.

The key features of HDFC Bank's Vacation Loan are instant funding, flexible tenure of up to 60 months, a simple application process with easy-to-follow instructions, and a competitive interest rate starting from 10.90%.

An Instant Travel Loan offers the flexibility to finance your dream vacations without draining your savings. With fixed monthly payments, you can spread the cost over time, making travel more affordable. Additionally, it enables you to seize opportunities for spontaneous trips or book in advance for better deals.

Salaried

  • Age: 21-60 years  

  • Entities: Private limited companies & public sector undertakings. 

  • Employment: 2 years (1 year with current company)  

  • Salary: ≥₹25,000

You can apply for a Personal Loan via:  

Online application process: 

Step 1 – Choose your occupation   
Step 2 - Provide & validate your Phone Number & Date of Birth/PAN     
Step 3- Choose Loan amount   
Step 4- Submit & Receive funds*   

*In certain cases, uploading documents and completing video KYC might be required.

Frequently Asked Questions  

You can get funds for travelling abroad by applying for HDFC Bank Personal Loan for trips. You can initiate the loan process through the HDFC Bank website, mobile app, or by visiting a nearby branch.

Yes, a Personal Loan for a holiday trip can ensure a stress-free vacation by offering funding, even at the last minute. The affordable interest rate and the flexible repayment tenure ensure the EMI does not cause you a burden.

Yes, you can use a Travel Loan to enjoy overseas and domestic trips. 

A travel loan (basically a Personal Loan for travel) is a loan that can be used to fund holiday or vacation plans. Not every salaried individual may have the money ready to finance sudden travel plans, for which HDFC Bank’s Personal Loan for travel can be used.

You can click here to apply for a Travel Loan. You can also visit your nearest HDFC Bank Branch to apply for a Personal Loan for travel.

To get an instant travel loan, you must be a salaried employee, at least 21 years old and not more than 60 years old, and have had a job for at least two years, with a minimum of 1 year with your current company. The Personal Loan offering is available to employees of PSUs and select private companies. 

A Personal Loan for travel can be availed of for a tenure of anywhere between 12-60 months. 

An interest rate starting from 10.90% may be applicable on a Travel Loan from HDFC Bank. However, if you are an existing HDFC Bank customer, you can enjoy additional discounts on the interest rate.

With vacation loans, you can plan your holidays immediately without worrying about cash crunch. You no longer have to keep postponing your plans for want of funds.

You can get a travel loan almost instantly. If you are an existing HDFC Bank customer, you can immediately get a pre-approved travel loan based on your monthly salary. However, non-HDFC Bank customers can also get their loan approved within 4 hours of application. Once the loan is approved, you can get the loan amount in just one working day of document submission.

You can get a travel loan of up to ₹40 lakh from HDFC Bank.  

Fast, easy, secure—start your personal loan application right now