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Check the eligibility for a Women’s Personal Loan
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More about Personal Loan for Women
HDFC Bank offers Personal Loans for Women with features tailored to meet their specific needs. Some key features include:
Easy Application Process
You can apply for a personal loan for women through HDFC Bank’s website from the comfort of your home.
Instant Approval
Depending on whether you have a salary account with us or some other bank, it takes us between 10 seconds and 4 hours to approve your application.
No End-Use Restriction
Our personal loan for females allows you to use funds for any legitimate purpose.
Collateral Free
You don't need to pledge any assets to borrow funds from us.
Flexible Repayment Tenure
You have the flexibility to choose the repayment plan for a period ranging from 3-72 months.
To be eligible for a Personal Loan for Women from HDFC Bank, applicants must be Indian nationals aged between 21 and 60 years. Salaried individuals must have a minimum net monthly income of ₹25,000. Also, applicants must have been employed for at least 2 years, with at least 1 year of working with their current employer.
Below are the documents required for a Personal Loan for Women.
Identity proof
Valid Passport
Voter ID
Driving Licence
Printout of e-Aadhaar card
Address proof
Printout of e-Aadhaar card
Driving Licence
Voter ID
Valid Passport
Income Proof
Bank statement for the previous 3 months or passbook showing transactions for the previous 6 months
2 recent salary slips or a current salary certificate, along with your latest Form 16.
Proof of End Use
Documentation to be provided as required by the specific financial institution or organisation
Frequently Asked Questions
The interest rate for the personal loan option for women starts from from 9.99% and can go up to 24.00%. The exact rate depends on your credit profile, monthly income and age.
Personal Loans are available to meet any legitimate purpose and that too without the need for collateral. You can use it to fund your marriage, pay for your or your child’s higher education, cover medical expenses and proceed with debt consolidation.
You can apply online through the bank's website or net banking NetBanking portal. Alternatively, visit the nearest branch with the required documents. Existing customers can enjoy a quick and streamlined process.
A Personal Loan for women is a loan offering made available to help women meet their financial needs. These are collateral-free products with loan tenures of 3-72 months, which also have a flexible EMI repayment option.
To apply for a Personal Loan for women instantly, you can visit HDFC Bank’s official website. You can also apply for the same using our mobile banking app or by visiting your nearest HDFC Bank branch.
You need to be at least 21 years old and not more than 60 years old to be eligible to apply for a Personal Loan for women. For other details, refer to the ‘Eligibility Criteria’ section.
Personal Loan for women can be availed for tenures of anywhere between 03-72 months.
A Personal Loan for women can be used to meet a wide range of financial needs or expenses- medical bills, cost of higher education, wedding or travel plans, purchase of gadgets or devices, or to renovate or expand one’s home, among other things. There is no restriction on end use of the loan.
A Personal Loan for women can be availed of almost instantly, provided you are an existing HDFC Bank customer. Even if you are not an HDFC Bank salary account holder, you can get your loan approval within 4 hours. After the approval, the loan amount is disbursed within one working day from the time of submission of documents.
You can opt for a Personal Loan of anywhere between ₹25,000 to ₹40 lakh, subject to HDFC Bank’s terms and conditions.
*Terms and conditions apply. Personal Loan at the sole discretion of HDFC Bank limited. Loan disbursal is subject to documentation and verification as per Banks requirement.
Fast, easy, secure—start your personal loan application right now