Kids Debit Card

What’s In Store For You

More Benefits Than Ever Before

Transaction Benefits

  • Zero liability on fraudulent Point of Sale transactions up to ₹4,00,000

Spend Benefits

  • Withdrawal limits of ₹2,500 at ATMs and ₹10,000 at merchant locations every day

Fuel Benefits

  • Fuel Surcharge on transactions done via HDFC Bank swipe machines at government petrol outlets*

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Additional Benefits

Know more about the card

Card Management & Control 

  • Single Interface
    One unified platform to manage all your banking and financial needs. 
  • Spends tracking
    User-friendly interface to track all your spends at your fingertips. 
  • Reward Points
    View and redeem points at the push of a button
Card Management & Control 

Fees & Charges

ATM Card Free
ATM Card - Replacement charges ₹200 (w.e.f 1st Dec'14)
Kid's Advantage Debit Card - Issuance /Annual Fee ₹150
Kid's Advantage Debit Card - Renewal Fee ₹150
Airmiles conversion through NetBanking ₹0.25 airmiles

Please Note: A minimum Average Monthly Balance requirement of ₹5,000/- must be maintained. If the balance is not maintained, the following service charges will be levied:

AMB Slabs (in Rs.) Service Charges in case of Non-maintenance of AMB
>=2,500 - < 5,000 ₹150/-
0 to < 2,500 ₹300/-

Click here to view details of the fees and charges

Validity

Eligibility & Documentation

Kids Advantage Debit Card can be issued between 7 to 18 years of age. Both Residents and NREs can apply.

Resident Indians should hold:

  • Savings Account

  • Kids Advantage Saving Account

Kid’s Advantage Account can be opened for your child as long as your child is a minor (up to 18 years of age) and you have a Savings Account with HDFC Bank.

Minors above the age of 10 years are eligible to open self-operated minor account and an ATM/Debit card can be issued to them.

Non-Self Operated minor requires minor guardian declaration form while issuing Debit Card.

Do you already have an HDFC Bank Account?

All you need to do is download the application form, print it, and fill in your details. Then drop it off at your local HDFC Bank branch. We will take care of the rest, and send the card to your mailing address.

For self-operated HDFC Bank Kids Advantage Account: 

For non-self-operated HDFC Bank Kids Advantage Account: 

Minimum average monthly balance requirement of ₹5,000/- must be maintained. If the balance is not maintained, the following service charges will be levied:

  • >= ₹2,500 - < ₹5,000: ₹150 service charge.
  • 0 to < ₹2,500: ₹300 service charge

Maximise Rewards on Kids Debit Card with SmartBuy

Card Control via MyCards

 MyCards, a mobile-based service platform for all Debit Card needs, facilitates convenient activation and management of your Kids Debit Card on the go. It ensures a seamless experience without the need for passwords or downloads.  

  • Debit Card Registration & Activation 

  • Set up Card PIN  

  • Manage Card Controls like Online Spends, Contactless Transactions, etc.  

  • View Transactions / Download e-Statements  

  • Check Reward Points  

  • Block/ Re-Issue Card  

  • Apply for an Add-on Card, Manage, Set PIN and Card Controls for Add-on card

Contactless Payment

Added Delights

Debit Card- EMI

  • Enjoy No cost EMI on leading brands on electronics, furniture, apparels, smart phones and much more 

  • Convert any purchases above Rs 5000/- into EMI 

  • To check pre - approved eligible amount on your Debit Card 

  • SMS "MYHDFC" to 5676712 from your Bank Registered mobile number. For detailed offers & T&C's please visit: hdfcbank.com/easyemi

Maximise rewards with SmartBuy

Zero Lost Card Liability

Contactless Payment

  • Kids Debit Card is enabled* for Contactless Payments at retail outlets.   

  • (Note: In India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder must enter the Credit Card PIN for security reasons. You may check for the Contactless Network Symbol on your card.)

Zero Lost Card Liability

Important Note

  • As per RBI guidelines RBI/2019-2020/142 DPSS.CO.PD No. 1343/02.14.003/2019-20 dated 15th January 2020, all Debit Cards issued effective 1st Oct' 2020, are or will be enabled only for Domestic usage (PoS & ATM) and disabled for Domestic (E-commerce & contactless) and International usage. This is to improve user convenience and increase the security of card transactions.  

  • You can enable or modify Domestic & International transactions limits on ATM / PoS / E-commerce / Contactless please visit MyCards / NetBanking / Mobile Banking / WhatsApp Banking- 70-700-222-22 / Ask Eva / Call Toll-free Number 1800 1600 / 1800 2600 (from 8 am to 8 pm) Customers travelling overseas can reach us at 022-61606160.

  • Fuel Surcharge: Effective 1st January 2018, Fuel Surcharge would not be applicable for the transactions done on HDFC Bank swipe machines on government petrol outlets (HPCL/IOCL/BPCL).

Zero Lost Card Liability

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Zero Lost Card Liability

Frequently Asked Questions

The Kids Debit Card is a secure and convenient way for children to manage their money. It allows them to withdraw cash from ATMs, make purchases at merchant locations, and enjoy various benefits and offers.

To apply for a Kids Debit Card, the parents/guardians of the minor child, for whom the Debit Card application is being requested, has an existing HDFC Bank Savings Account. The applicant parent/guardian must also fill and submit an E-age banking form and/or a form requesting an ATM Card for Minor Account. 

With the Kids Debit Card, your child's withdrawal limit is up to ₹2,500 at ATMs, and spends of up to ₹10,000 at merchant locations per day are permitted.

The annual fee for the Kids Debit Card is ₹150.

HDFC Bank's Kids Debit Card encourages financial literacy with controlled spending limits, parental controls, and rewards for responsible spending. It offers exciting discounts, CashBack on kid-friendly categories, and personalised designs, making banking fun and educational for children.