Swiggy HDFC Bank Credit Card

What's in store for you

More rewards than ever before

Welcome Benefits

  • Complimentary Swiggy BLCK membership for 3 months as a welcome benefit.*

Swiggy Benefits

  • 10% CashBack on spends across Swiggy app transactions.*

Credit Benefits

  • 5% CashBack on select online spends.*

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Additional Benefits

Wondering if you are eligible?

Salaried

  • Nationality: Indian
  • Age: Min 21 years & Max 60 Years 
  • Net Monthly Income: > ₹1,00,000  

Self-Employed

  • Nationality: Indian
  • Age:Min 21 years & Max 65 Years
  • Annual ITR > ₹12 lakh per annum 
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Documents required to get you started

Identity Proof

  • Passport
  • Aadhaar card
  • Voter ID
  • Driving licence
  • PAN card
  • Passport size photographs

Address Proof

  • Utility bills (electricity, water, gas, or telephone)
  • Rental agreement
  • Passport
  • Aadhaar card
  • Voter ID

Income Proof

  • Salary slips (for salaried individuals)
  • Income Tax Returns (ITR)
  • Form 16
  • Bank statements

Know more about the card

Fees and Charges

 
  • Joining Fee / Renewal Membership Fee: ₹1,000 + Applicable Charges
  • Joining Fee of ₹1,000 will be waived on spending ₹75,000 in the first 90 days. (Applicable for first Year only).
  • Spend ₹2,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off
  • Exclusions for Spends of  ₹2,00,000 and above for eligibility of renewal year fee waiver are as follows:
    1. Cash on Call
    2. Balance Transfer
    3. Cash Withdrawal.

Click Here for Card Member Agreement. 

Revolving Credit

Card Details

Welcome Benefit

Swiggy BLCK Membership is a premium subscription program for Swiggy users. It is a single membership that offers unlimited benefits across restaurants and Instamart  orders on Swiggy, including free delivery and exclusive discounts from select restaurants. To get this membership, activate your Swiggy Blck HDFC Bank Credit Card.

Card Activation is done by following one or more below mentioned ways: 

  • Making a transaction using the Credit Card
  • To use the card via OTP or IVR, setting PIN for the card, and enabling card controls such as online transactions, enabling international transactions etc. 

For more details on card activation, click here.

Mastercard Golf Benefits

Please follow below link to know how to redeem the benefits – 

Interest-Free Credit Period

Get up to 50 days of interest-free period on your Swiggy BLCK HDFC Bank Credit Card Note: The interest-free period begins only once the merchant submits the charge.    

Zero Lost Card Liability

In the unfortunate event that you lose your Swiggy BLCK HDFC Bank Credit Card, you will have zero liability on any fraudulent transactions, provided you report the loss immediately to our 24-hour call centre.

Fuel Surcharge Waiver

CashBack Redemption

  • Cashback earned for current billing cycle will be auto redeemed against outstanding amount due.

For more details on Finance charges please refer to the Most Important Terms and Conditions.  

  • To earn 10% CashBack using Swiggy BLCK HDFC Bank Credit Card, the cardholder should make a minimum transaction of ₹249 using the card.  
  • To earn 5% and 1% CashBack using Swiggy BLCK HDFC Bank Credit Card, the cardholder should make a minimum transaction of ₹100 using the card.
Contactless Payment

Contactless Payment

Your Swiggy BLCK HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets.  

(Note: In India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder has to enter the Credit Card PIN for security reasons.)

Additional Features

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
  • Click here for Product specific TnC
  • Click here for Combined TnCs
Revolving Credit

Frequently Asked Questions

You earn 10% CashBack on eligible Swiggy app spends, 5% CashBack on select online merchants and categories and 1% CashBack on all other categories, as per applicable terms and merchant eligibility.

You receive a complimentary 3-month Swiggy BLCK membership as a welcome benefit after activating your card.

You can activate your card through any of the following actions:

⦁ Make your first transaction using the Credit Card

⦁ Authenticate the card using OTP or IVR

⦁ Set the card PIN

⦁ Enable card controls such as online or international transactions

Once activated, your welcome benefits and rewards start applying. For more details on card activation, click here .

CashBack is automatically credited to your card account as statement credit after it is earned, subject to the CashBack cycle and applicable terms.

Spend ₹2,00,000 or more in a year before your renewal date to get your next year’s renewal fee waived.

Swiggy BLCK HDFC Bank Credit Card

  • Welcome Benefits
  • Cashback
  • Contactless Payment
Swiggy Credit Card