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Privileges that you would like to have on your card

Types of Premium & Super Premium Credit Cards

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Diners Club Black METAL Edition Credit Card

Diners Club Black METAL Edition Credit Card

Global Belonging. Ready For You.

Feature

  • Unlimited Airport Lounge Access
  • 6 Free Golf Games At Premier Courses Worldwide.
  • 10,000 Bonus Reward Points.

CashBack on:

Amazon, Swiggy One & Club Marriott

Benefits

HDFC Bank INFINIA METAL Edition Credit Card

HDFC Bank INFINIA METAL Edition Credit Card

A By-Invite Only Card

Feature

  • Complimentary Nights & Buffet Offer At Select Itc Hotels.
  • Unlimited Access To Airport Lounges Globally.
  • 24 By 7 Global Personal Concierge Service.

CashBack on:

ITC Hotels & Club Marriott

Benefits:

Diners Club Black Credit Card

Diners Club Black Credit Card

Global Belonging. Ready For You.

Feature

  • Up To 10x Reward Points Through Smartbuy.
  • Access A Range Of Travel, Wellness, And Dining Privileges, With Concierge Services.
  • Complimentary Annual Memberships And Milestone Benefits.

CashBack on:

SmartBuy, Amazon Prime & many more

HDFC Bank Regalia Gold Credit Card

HDFC Bank Regalia Gold Credit Card

Luxurious Indulgences. Ready For You.

Feature

  • Free Club Vistara Silver Tier & Mmt Black Elite Membership.
  • ₹5,000 Worth Of Flight Vouchers.
  • 12 Complimentary Airport Lounge Access

CashBack on:

MMT, Club Vistara & many more

Benefits:

HDFC Bank Diners Club Privilege Credit Card

HDFC Bank Diners Club Privilege Credit Card

Privilege Redefined.

Feature

  • 2 Airport Lounge Access Around The World.
  • Up To 10x Rewards On Booking Flight Tickets.
  • Buy 1 Get 1 Free On Bookmyshow.

CashBack on:

Book My Show, Swiggy, Zomato & many more

More About Credit Cards

Our Premium and Super Premium Credit Cards are packed with exceptional features that cater to your unique lifestyle and discerning tastes.

From exceptional rewards programs to exclusive discounts, and services such as airport lounge access, concierge services, and more, these cards offer a multitude of benefits to enhance your spending experience.

Credit Card Annual Fee* Best Feature Apply online
Diners Club METAL Edition ₹10,000 10,000 bonus reward points on spends of ₹4 lakh every calendar quarter. Apply now
Infinia Metal Edition ₹12,500 Complimentary nights and buffet offer at participating ITC hotels, along with Club Marriott membership for the first year. Apply now
Diners Club Black ₹10,000 Benefit from up to 10X Reward Points through SmartBuy and 2X Reward Points on weekend dining. Apply now
Regalia Gold Credit Card ₹2,500 ₹1,500 worth of vouchers every quarter when you spend ₹1.5 lakh. Apply now


*Fees & charges are subject to change.

  • Age: At least 18-21 years old.

  • Nationality: Indian national.

  • Employment: Salaried professional or a self-employed individual. 

  • Other criteria may be applied depending on the card you choose.

Welcome Benefits

Enjoy welcome benefits that include gift vouchers, cashback, or bonus reward points. These perks add value to your card from the very start.

Concierge Service

Access to a dedicated concierge service. Utilise this service for travel bookings, making reservations at top restaurants, arranging special experiences or planning bespoke travel itineraries.

Foreign Currency Markup

HDFC Bank Cards offer the lowest possible foreign currency markup charges as low as 2% on all foreign currency transactions while travelling abroad.

Airport lounge

Our range of premium and super premium cards give you access to airport lounges domestically and internationally. Terms and conditions apply.

For Identity and Address Verification:

  • Aadhaar Card 

  • Indian passport 

  • Voter ID card 

  • Driving license 

  • For Income Verification: 

  • Permanent Account Number (PAN) 

  • Salary slips 

  • Income tax returns for the past three years 

  • Bank statements 

Credit Card Benefits

Review the reward program system and other benefits that come with HDFC Bank Premium Credit Cards. Depending on the type of card you choose, you can access a host of advantages, including cashback or reward programs that allow you to earn back a percentage of your spending with exclusive discounts and offers on dining, shopping, and entertainment.

Annual Fees and other charges

HDFC Bank Credit Cards have annual fees and other charges. The fees include charges such as a cash advance fee for cash withdrawals, foreign currency markup fees, late payment charges, interest on outstanding dues, fees for exceeding the credit limit, and GST charges.

Credit Card bill payment

HDFC Bank generates a new bill every month according to your credit cycle. You have 20 days from the bill generation date to make the payment and benefit from an interest-free period of approximately 50 days. Ensure to pay at least the minimum amount due to avoid late payment charges.

Frequently Asked Questions

A Premium Credit Card offers enhanced benefits and privileges including rewards programs, travel perks, concierge services, access to airport lounges, and lower foreign currency markup fees.

A Super Premium Credit Card offers exclusive and luxurious privileges, such as complimentary memberships to premium services, access to elite travel experiences, and an even lower foreign currency markup fee.

To apply for a Premium or Super Premium Credit Card, you can follow these steps:

  1. Explore the various Credit Card options available from HDFC Bank website.
  2. Check the eligibility criteria,
  3. Initiate the application process either by visiting the bank's website or a local branch.
  4. Prepare the necessary documents.
  5. The bank will assess your application and deliver your Credit Card at your doorstep.

A standard Credit Card offers basic spending and borrowing capabilities. It allows you to make purchases and pay them back over time. Premium Credit Cards, on the other hand, offer additional benefits like rewards programs, travel perks, and access to exclusive services.

The key difference between Premium Credit Cards and Super Premium Cards depends on the benefits they offer. These benefits include enhanced privileges such as access to airport lounges, complimentary memberships, concierge services and more.

Premium cards often have higher credit limits compared to basic Credit Cards due to the cardholder's stronger financial profile. The credit limit of a Premium Credit Card varies depending on the issuing bank or financial institution and the cardholder's creditworthiness.