Pixel Play Credit Card - Fees & Charges

Yes, the HDFC Pixel Play Credit Card has an annual fee of ₹500 plus applicable taxes. However, the renewal fee will be waived if you spend ₹1 lakh or more in a year before your card renewal date.

The HDFC Bank Pixel Credit Card offers a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 at all fuel stations across India. The maximum waiver is ₹250 per statement cycle.

The HDFC Bank Pixel Credit Card charges a 3.5% foreign transaction fee on all international purchases. This fee covers the cost of currency conversion and processing international transactions.

Interest on unpaid balances for the HDFC Bank Pixel Credit Card is calculated based on the Annual Percentage Rate (APR). If the full amount is not paid by the due date, interest is charged on the outstanding balance from the transaction date until the payment is made.

Yes, the interest rate for cash withdrawals is typically higher than that for regular purchases. Cash advances carry a higher annual percentage rate (APR), and interest begins accruing immediately, unlike purchases, where interest is charged only after a billing cycle if the balance isn't paid in full.

The late payment fee for the HDFC Bank Pixel Play Credit Card ranges from ₹100 to ₹1,300, depending on the total amount due. For amounts up to ₹100, the fee is ₹100; for amounts above ₹50,000, the fee is ₹1,300.

The HDFC Bank Pixel Play Credit Card offers a grace period of 20 to 50 days from the date of purchase. This period is subject to the merchant submitting the charge and is not applicable if the previous month's balance has not been cleared in full.

The cash advance fee for the HDFC Bank Pixel Play Credit Card is 2.5% of the amount withdrawn or ₹500, whichever is higher. This fee is billed to the cardholder in the next statement. Additionally, finance charges apply from the withdrawal date until full payment is made.

The fee for rent transactions using the HDFC Bank Pixel Play Credit Card is 1% of the transaction amount. This fee applies from the second transaction of the month.

The fee for IRCTC transactions using the HDFC Bank Pixel Play Credit Card is 1% of the transaction amount plus GST. This fee applies to all railway ticket purchases made through IRCTC, except for the IRCTC HDFC Bank Credit Card.

The payment return charges for the HDFC Bank Pixel Play Credit Card are 2% of the payment amount, subject to a minimum of ₹450. This fee is applicable when a payment made towards the credit card is returned or dishonoured.

The reissue charges for the HDFC Bank Pixel Play Credit Card are ₹100. This fee applies when a card is reissued due to loss, theft, or damage. The charge is billed to the cardholder in the next statement.