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More about Business Loan For Women
In today’s dynamic business world, women entrepreneurs are breaking barriers and achieving extraordinary success. At HDFC Bank, we understand the incredible potential of women-led ventures and are proud to offer dedicated loan schemes designed specifically for women. Our Business Loans act as a strong foundation for financial independence and growth, helping women elevate their ambitions and bring their business dreams to life.
You can obtain a loan of up to ₹75 lakh and get Dropline Overdraft Facility ranging from ₹1 lakh to ₹25 lakh. You can also benefit from competitive interest rates and flexible tenures of up to 4 years. Enjoy minimal processing fees and documentation. For pre-approved HDFC Bank customers, there's no paperwork required, and disbursals take just 10 seconds.
Applying for a Business Loan for Women with HDFC Bank is a streamlined process. You can initiate the process online through our website or visit a physical branch. Prepare necessary documents such as qualification proof, identity proof and income documents. HDFC Bank representatives will guide you through the application process.
You can apply for a Business Loan for Women via:
1. Website
2. PayZapp
3. NetBanking
4. Branches
Digital application process:
Step 1 – Click here to apply online.
Step 2 - Provide & validate your Phone Number & Date of Birth/PAN
Step 3- Choose Loan amount
Step 4- Submit & Receive funds*
*In certain cases, uploading documents and completing video KYC might be required.
Frequently Asked Questions
The interest rate on HDFC Bank's Business Loan for Women varies according to the loan amount and the applicant's credit profile. Although the specific rates are subject to change and not fixed, they typically range from a minimum 10.75% to a maximum 22.50%. This rate may change based on several variables, including the loan tenure, the applicant's creditworthiness and the small business's financials.
The maximum repayment period for a Business Loan for Women from HDFC Bank is 12 to 48 months. This customisable payback duration enables borrowers to select the repayment time that best meets their financial circumstances and business requirements.
The minimal credit necessary to apply for a Business Loan for Women from HDFC Bank is typically about 650. A higher credit increases the likelihood of loan acceptance and may help secure better interest rates.
A Business Loan for Women Entrepreneurs is a loan designed specifically for women-owned enterprises to fulfil escalating business demands or cover various incurred liabilities.
Women entrepreneurs can apply for a Business Loan from HDFC Bank by visiting their nearest branch or website.
For women entrepreneurs seeking a Business Loan, HDFC Bank offers flexible tenure choices ranging from 12 months to 36 months.
Women entrepreneurs seeking a Business Loan must be at least 21 years old when they apply and no older than 65 years old when the loan matures.
HDFC Bank provides you with a specified Business Loan amount without the need to pledge any collateral or security. To obtain such a loan, no asset hypothecation or security is required.
Credit Bureau scores, internal scorecards, and analytics will be used to decide the approved Business Loan amount for women entrepreneurs.
Obtaining a loan from HDFC Bank is a relatively quick and straightforward process.
Fuel your business growth—apply now for a business loan!