Speciale Gold And Speciale Platinum Terms and Conditions

Speciale Gold

  • The Customer is eligible for Amazon Pay Gift Card / Flipkart Voucher worth ₹1,000, subject to minimum spends of ₹25,000 on the Debit card in first 90 days from the date of Account opening and Product Average Quarterly Balance maintained in the Savings account as per T&C for 1st Quarter from next month of Account opening. This Amazon Pay Gift Card / Flipkart Voucher can be used to purchase 1 year of Amazon Prime membership as well as shopping, recharge, bill payment and travel booking on Amazon.in
  • Example: If the customer has opened an account on 15th Sep’20, then Product Average Quarterly Balance as per T&C has to be maintained in Specialé Gold Savings account from Oct’20 to Dec’20. Also the customer has to spend ₹25,000 using Platinum debit card within 90 days from date of account opening i.e. 15th Sep’20 to 14th Dec’20. Post fulfilling the eligibility criteria, the Customer will receive voucher within 105 days from end of eligibility period i.e. latest by 31st Mar’21.
  • The Customer, w.e.f. 1-Aug'23, is eligible for cumulative voucher value of INR 300 from Uber/ Swiggy / PVR / Apollo Pharmacy every quarter if the Debit card is active every month and Product Average Quarterly Balance as per T&C is maintained in  Specialé Gold Account every quarter from next month of Account opening. This offer is valid for one year from account opening.
  • FD cushion is not applicable for claiming merchant benefits. Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered under successful debit card transactions
  • Merchant alliance offers are not eligible for account upgrades and will be provided only on new account opening. However, the Customer will be eligible for other product benefits on Investments / Transaction benefits like ATM, Cash, Chequebook/ etc will be eligible. Any downgrade in the product (Specialé Gold/Specialé Platinum to Other Savings account) would lead to the Customer for not being eligible for Merchant Alliance benefits.
Healthcare Benefits

Specialé Platinum

  • The Customer is eligible for Amazon Pay Gift Card / Flipkart Voucher worth ₹1,000, subject to minimum spends of ₹25,000 on the Debit card in first 90 days from the date of Account opening and Product Average Quarterly Balance maintained in the Savings account as per T&C for one quarter from next month of Account opening. This Amazon Pay Gift Card / Flipkart Voucher can be used to purchase 1 year of Amazon Prime membership as well as shopping, recharge, bill payment and travel booking on Amazon.in
  • Example: If the customer has opened an account on 15th Sep’20, then Product Average Quarterly Balance as per T&C has to be maintained in Specialé Platinum Savings Account from Oct’20 to Dec’20. Also the customer has to spend ₹25,000 using Platinum debit card within 90 days from date of account opening i.e. 15th Sep’20 to 14th Dec’20. Post fulfilling the eligibility criteria, the Customer will receive voucher within 105 days from end of eligibility period.
  • The Customer is eligible for Apollo Pharmacy voucher of Rs 1000 OR Myntra voucher of Rs 1000, subject to minimum spends of ₹50,000 on the Debit card in first 90 days after Account opening and and Product Average Quarterly Balance maintained in the Savings account as per T&C for one quarter from next month of Account opening Post fulfilling the eligibility criteria, the Customer will receive voucher within 105 days from end of eligibility period

  • The Customer is eligible for Epicure Preferred membership valid at Taj, SeleQtions and Vivanta hotels, subject to minimum spends of ₹ 75,000 on the Debit card in first 180 days after Account opening and and Product Average Quarterly Balance maintained in the Savings account as per T&C for two quarters from next month of Account opening. For complete Terms and Conditions, refer Epicure Program section on Taj Hotels website. Post fulfilling the eligibility criteria, the Customer will receive voucher within 105 days from end of eligibility period.

  • Merchant alliance offers are not eligible for account upgrades and will be provided only on new account opening. However, the Customer will be eligible for other product benefits on Investments / Transaction benefits like ATM, Cash, Chequebook/ etc will be eligible. Any downgrade in the product (Specialé Gold/Specialé Platinum to Other Savings account) would lead to the Customer for not being eligible for Merchant Alliance benefits.
Specialé Platinum

Speciale Gold Women

Speciale Gold

  • The Customer is eligible for Amazon Pay Gift Card / Flipkart Voucher worth ₹1,000, subject to minimum spends of ₹25,000 on the Debit card in first 90 days from the date of Account opening and Product criteria being met in the Savings account as per T&C for 1st Quarter from next month of Account opening. This Amazon Pay Gift Card / Flipkart Voucher can be used to purchase 1 year of Amazon Prime membership as well as shopping, recharge, bill payment and travel booking on Amazon.in

    Example: If the customer has opened an account on 15th Sep’20, then Product Average Quarterly Balance as per T&C has to be maintained in Specialé Gold Savings account from Oct’20 to Dec’20. Also, the customer has to spend ₹25,000 using Platinum debit card within 90 days from date of account opening i.e. 15th Sep’20 to 14th Dec’20. Post fulfilling the eligibility criteria, the Customer will receive voucher within 105 days from end of eligibility period.

  • The Customer, w.e.f. 1-Aug'23, is eligible for cumulative voucher value of INR 300 which can be redeemed against Uber/ Swiggy / PVR / Apollo Pharmacy every quarter if the Debit card is active every month and Product criteria being met as per T&C is maintained in Specialé Gold Account every quarter from next month of Account opening. This offer is valid for one year from account opening.

    FD cushion is not applicable for claiming merchant benefits. Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered under successful debit card transactions

  • Cancer Care - Cover applicable for females only, Survival period: 30 day and PED not covered. Subject to debit card active in the previous month of claim and product benchmarks being met. Applicable for the first year of account opening only.

Claim Process:

  1. Customer to initiate claim by writing us at healthclaims@godigit.com or call us at 1800-258-4242
  2. Digit will reach out to the customer to get the required documents
  3. Once Digit receive all the required document, claims will be assessed.
  4. If the claim is admissible, amount will be paid insured
  5. List of documents-

    MLC/FIR Report (If applicable)
    Disability Certificate (If applicable)
    Attending Physician Certificate (If applicable)
    Copy of Hospital Summary
    Death Certificate (If applicable)

  • House Insurance will be eligible on your correspondent/ mailing address, subject to debit being active in the previous month of claim and product benchmarks being met as per T&C.

GoDigit Bharat Griha Raksha Covergae: Fire, including due to its own fermentation, or natural heating, or spontaneous combustion; explosion or Implosion; lightning; earthquake, volcanic eruption, or other like convulsions of nature; Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Tsunami, Flood and Inundation; Subsidence of the land on which Your Home Building stands, Landslide, Rockslide; Bush fire, Forest Fire, Jungle Fire; Impact damage of any kind, i.e., damage caused by impact of, or collision caused by any external physical object (e.g. vehicle, falling trees, aircraft, wall etc.); Missile testing operations; Riot, Strikes, Malicious Damages; Acts of terrorism (Coverage as per Terrorism Clause attached); Bursting or overflowing of water tanks, apparatus and pipes,; Leakage from automatic sprinkler installations.

Theft within 7 days from the occurrence of and proximately caused by any of the above Insured Events.

Exclusion: Any deliberate, wilful or intentional act; Loss, destruction or damage to stocks in cold storage due to change in temperature; War, invasion, war-like operations; Ionising radiation; Pollution or contamination; Property is missing or has been mislaid, Mysterious disappearances and unexplained losses; Consequential or indirect loss or damage; Costs, fees or expenses for preparing any claim; Loss, damage or destruction to any electrical/electronic machine, apparatus, fixture, or fitting by over-running, excessive pressure, short circuiting, arcing, self-heating or leakage of electricity from whatever cause (lightning included). This exclusion applies only to the particular machine so lost, damaged or destroyed.

Any reduction in market value of any Insured Property after its repair or reinstatement.

Loss or damage to any Insured Property removed from Your Home to any other place.

Loss of earnings, loss by delay, loss of market or other consequential or indirect loss or damage of any kind or description whatsoever.

Kutcha construction warranty - Dwelling constructed using wooden planks, thatched leaves, grass / hay / bamboo / plastic cloth / asphalt cloth / canvas / tarpaulin and the like.

*All terms and conditions as per Standard Godigit Bharat Griha Raksha Policy Wording.

MediBuddy - Free health check-up for the customers, subject to debit card active within the first 30 days of account opening and product benchmarks being met.

For detailed T&C - Click here

Specialé Platinum

Super Kids

  • Hamleys E-Gift Card OR Myntra E-Gift Card OR Firstcry E-Gift Card voucher worth ₹1,000/- : Subject to minimum spends of ₹5,000 on debit card in first 60 days post account opening.
    Eg. If the customer has opened account on 15th Apr’21, the customer has to spend ₹5,000 using debit card from account opening 15th April’20 to 14th June’21(60 days). Post fulfilling the eligibility criteria, the Customer will receive voucher within 105 days. Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered.
  • NetMeds Gift voucher worth ₹1,000/- OR Apollo Pharmacy E-Gift Card worth ₹1,000/- OR MediBuddy membership voucher of ₹ 999/-: Subject to minimum spends of ₹10,000 on debit card in first 120 days post account opening.
    Eg. If the customer has opened account on 15th Apr’21, the customer has to spend ₹10,000 using  debit card from account opening 15th April’20 to 13th August’21(120 days). Post fulfilling the eligibility criteria, the Customer will receive voucher within 105 days. Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered.
  • WhiteHat Jr Promocode worth ₹5,000/- : Subject to minimum spends of ₹15,000 on debit card in first 180 days post account opening. Eg. If the customer has opened account on 15th Apr’21, the customer has to spend ₹15,000 using  debit card from account opening 15th April’20 to 12th Oct’21(180 days). Post fulfilling the eligibility criteria, the Customer will receive voucher within 105 days. Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered.
 
 

Debit Card can be issued only to minors above 3 years of age

Above offers are applicable on your debit card for accounts opened till  31st Dec 2024

The Bank reserves the right to change/ modify/ withdraw/ suspend the offers from time to time

Redemption details of respective benefit would be sent on SMS and the Bank will not be responsible or liable in case the above offer is not configured or could not be availed due to any restrictions including DNC/ NDNC or any delay, congestion on any telephone network or line or issues related to computer on-line system, servers or providers, website or mobile app or any other reason beyond the control of HDFC Bank

In case of any issue relating to the above offer including any dispute or discrepancy or non-receipt of voucher or on my/our eligibility, HDFC Bank’s decision shall be final and binding in all respects.

Customer would be eligible for the debit card offers only once in stipulated time period and cannot re-apply for the offers again going forward by opening another account.

Merchant alliance offers are not eligible for account upgrades and will be provided only on new account opening. However, the customers will be eligible for other product benefits on Investments / Transaction benefits like ATM, Cash, Chequebook/ etc will be eligible. Any downgrade in the product (Super Kids to Other Savings Account) would lead to the customer for not being eligible for merchant alliance benefits.

Detailed Terms & Conditions and Steps to Redeem

Specialé Platinum

Speciale Senior Citizen

  • The Customer is eligible for Amazon Pay Gift Card / Uber Voucher/ Swiggy /Zomato/Apollo Pharmacy/NetMeds vouchers cumulative worth ₹1,000, subject to minimum spends of ₹10,000 on the Debit card in first 90 days from the date of Account opening as per T&C. This Amazon Pay Gift Card can be used to purchase 1 year of Amazon Prime membership as well as shopping, recharge, bill payment and travel booking on Amazon.in

    Example: If the customer has opened an account on 15th Mar’24, then customer has to spend ₹10,000 using Platinum debit card within 90 days from date of account opening i.e. 15th Mar’24 to 13th Jun’24. Post fulfilling the eligibility criteria, the Customer will receive voucher within 105 days from end of eligibility month

Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered under successful debit card transactions.

  • The Customer is eligible for Samarth Eldercare voucher subject to one Pos/Ecom Debit card transaction in first 90 days from the date of Account opening as per T&C. ATM transactions or withdrawals will not be considered under successful debit card transactions.

With HDFC Speciale Senior Citizen Savings Account, avail 3 months Membership for Free OR 12-month Membership at 60% discount

​​​​​​​Key benefits of Samarth Eldercare

  • 10 to 50* discount on Medicine home delivery

  • 10 to 25%* discount on OPD Consultation

  • 20 to 25%* discount on diagnostics test with home collection facility.

  • Teleconsultation and Second Opinion from Doctors at cost

  • Discounts on Comprehensive Care plans, Samarth senior tours and other community offers.

Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered under successful debit card transactions​​

​​​​​Note: All the offers are from participating brands / vendors / third party merchants.

Above offers are applicable on the Debit card for accounts opened till 31- March 2026. The Bank reserves the right to change/ modify/ withdraw/ suspend the offers from time to time

Redemption details of respective benefit would be sent on SMS and the Bank will not be responsible or liable in case the above offer is not configured or could not be availed due to any restrictions including DNC/ NDNC or any delay, congestion on any telephone network or line or issues related to computer on-line system, servers or providers, website or mobile app or any other reason beyond the control of HDFC Bank

In case of any issues relating to the above Offer including any dispute or discrepancy or non-receipt of voucher or on the eligibility, HDFC Bank’s decision shall be final and binding in all respects and the same shall not be disputed by the Customer.

Customer would be eligible to avail the Debit card Offer during the period and cannot avail the Offer again by opening another Account.

Merchant alliance offers are not eligible for account upgrades and will be provided only on new account opening. However, the Customer will be eligible for other product benefits on Investments / Transaction benefits like ATM, Cash, Chequebook/ etc will be eligible. Any downgrade in the product (Specialé Senior citizen account to Other Savings account) would lead to the Customer for not being eligible for Merchant Alliance benefits.

Specialé Platinum

Key benefits of Epicure Preferred membership valid at Taj, SeleQtions and Vivanta hotels

  • Complimentary One Night Stay including Breakfast for Two Persons - This voucher entitles the Epicure Program member to a one night room stay and breakfast for two persons only at the base category room of the hotel and does not include any other offerings or services
  • 20% Discount on Room / Suite Stay at any of the participating Taj Palaces- This voucher entitles the bearer to avail a one-time discount of twenty percent on the Best Available Rate on direct bookings for a stay of upto five consecutive nights at any of the participating Taj Palaces and does not include any other offerings or services
  • Complimentary One-time One-Level Room Upgrade for One Night - This voucher entitles the bearer to a one-time one-level room upgrade for one night booked directly at Best Available Rate at any of the participating hotels and does not include any other offerings or services
  • Complimentary Set-Lunch for Two persons - This voucher entitles the bearer to a one-time set-lunch for two persons only at the participating All-Day Dining restaurants across hotels and does not include any other offerings or services
  • Complimentary Neu Pass Membership Tier
  • Complimentary Set-Lunch for Two persons
  • Sixty Minute Spa Treatment and Access to Sauna and Steam for One Person
  • Celebration Cake in Member’s Birthday Month

*T&C apply click here to know more

  • FD cushion is not applicable for claiming merchant benefit. Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered under successful debit card transactions​​

Note: All the offers are from participating brands / vendors / third party merchants

  • Above offers are applicable on the Debit card for accounts opened till  31- March 2026. The Bank reserves the right to change/ modify/ withdraw/ suspend the offers from time to time
  • Redemption details of respective benefit would be sent on SMS and the Bank will not be responsible or liable in case the above offer is not configured or could not be availed due to any restrictions including DNC/ NDNC or any delay, congestion on any telephone network or line or issues related to computer on-line system, servers or providers, website or mobile app or any other reason beyond the control of HDFC Bank
  • In case of any issues relating to the above Offer including any dispute or discrepancy or non-receipt of voucher or on the eligibility, HDFC Bank’s decision shall be final and binding in all respects and the same shall not be disputed by the Customer.
  • Customer would be eligible to avail the Debit card Offer during the period and cannot avail the Offer again by opening another Account.
     
Key benefits of Epicure Preferred membership valid at Taj, SeleQtions and Vivanta hotels