banner-logo

What's in store for you?

Indian oil card1
ads-block-img

Card Benefits and Features

More About Pine Labs HDFC Bank Credit Card

Insurance/Comprehensive protection & Nominee details for Insurance

Personal Accidental Death Cover of ₹30 Lakh

Pine Labs HDFC Bank Credit Card
Cover Type Insurance cover Condition to be met
Personal Accidental Death Cover (5+10+15) Personal Accidental Death Cover  
Base Cover 5 Lacs 1 POS/E-COM Transaction in last 30 days
Accelerated Cover I 10 Lacs 1 POS/E-COM Transaction in last 30 days + Spends greater than Rs.25,000
Accelerated Cover II 15 Lacs 1 POS/E-COM Transaction in last 30 days + Spends greater than Rs.50,000
Total Cover 30 Lacs  

To know more, click here

 

Card Management and Controls

Reward Point/CashBack Redemption & Validity

Reward Redemption Categories Pine labs HDFC Bank Credit Card
Smartbuy Travel 0.2
Airmiles 0.25
Product Catalogue Up to 0.25
CashBack 0.2
  1. Redemption of Reward Points to CashBack and Travel will be capped at 50,000 points per month per customer 
  2. Accrual of Reward Points on Grocery Spends will be capped at 1000 points per month per customer 
  3. There will be no Reward Points accrual on Spends made on Rental and Education category payments
  4. Points + Pay - A maximum of 70% can be paid using Reward Points and the other 30% to be made by payment modes (Cash/Cards/UPI etc.)


Free credit period

Avail up to 50 days of interest free credit on your Pine Labs HDFC Bank Credit Card

Exclusive EASYEMI Offers

Enjoy No Cost & Low cost EMI options on your Credit Card

Fees and Charges

Fees & Charges

  • Membership Fee: ₹499 + GST

  • Annual Fee is levied after 90 days of issuance only if the customer has not activated as mentioned during the time of sign-up in the application form.

  • First Year Fee waived upon spending ₹45,000 (Non-EMI Spends) within the first 90 days

  • Renewal Fee waived upon spending ₹50,000 (Non-EMI Spends) in the 12 months period.

Goods and Services Tax (GST)

Effective 1st July 2017, Goods & Services Tax (GST) is applicable on all Fees, Charges and Interest transactions. The applicable GST would be dependent on place of provision (POP) and place of supply (POS). If POP and POS are in the same state then applicable GST would be CGST and SGST/UTGST else, IGST. 
 
GST for Fees & Charges / Interest transactions billed on statement date will reflect in the next month's statement. 
 
GST levied will not be reversed on any dispute on Fees & Charges / interest 
 
1% Fee on Rental transactions - from the 2nd rental transaction done every calendar month

1% Mark-Up to be applicable on all International DCC transactions

Card Reward & Redemption Program

Most Important Terms and Conditions

*The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.

Contactless Payment

Frequently Asked Questions

View More

Frequently Asked Questions

Pine Labs HDFC Bank Pro Credit Card India is designed to offer rewarding experiences with its exclusive benefits, reward points, CashBack offers, and more. It is a versatile credit card that caters to various spending needs.

We are currently not accepting new applications for the HDFC Bank Pine Labs Credit Card. However, you can explore a range of other Credit Cards that may suit your needs. Click here to view our available options and find the right card for you.

Click here to read more FAQs. 

You can use Pine Labs HDFC Bank Pro Credit Card at millions of merchant establishments in India and abroad, both online and offline. It is widely accepted across various retail outlets, e-commerce platforms, and payment gateways. Click here to know more.

The Pine Labs HDFC Bank Pro Credit Card is versatile, offering rewards on Pine Labs EMI transactions, accelerated rewards on dining and groceries, and complimentary lounge access. Use it for shopping, dining, travel, and contactless payments by tapping your card on the terminal. Using Pine Labs HDFC Bank Pro Credit Card online is simple. Just present the card at the time of payment for both online and offline card transactions.