Regalia ForexPlus Card Fees and Charges

  • Card issuance Fee: ₹1,000 plus applicable GST per card
  • Reload Fee: ₹75 plus applicable GST per reload transaction currency-wise
  • Transaction Charges:
Sr No Currency ATM Cash Withdrawal Balance Enquiry Daily Limit for ATM Cash Withdrawal
1 US Dollar (USD) USD 4.00 per transaction USD 0.50 per transaction USD 5,000**


*GST as applicable.

**The withdrawal limit may vary in case lower limit has been set by the ATM Acquiring Bank.

Cross currency Conversion Mark-up charges:

  • For transactions where the transaction currency is different than the currency available on Regalia ForexPlus Card (US Dollars), the bank will NOT charge any cross currency mark-up charges on such transactions.

Currency Conversion Tax:

  • Applicable on load, reload and refund transactions.
Buy and sell forex currency Service Tax Amount
Up to ₹1 lakh 0.18% of the gross value or ₹45 - whichever is higher
₹1 lakh – ₹10 lakh ₹180 + 0.09% of the amount exceeding ₹1 lakh
> ₹10 lakh ₹990 + 0.018% of the amount exceeding ₹10 lakh


Tax Collected at Source (TCS)

  • Tax Collected at Source (TCS) is applicable under the provision of the Financial Act, 2020. To know more, click here.

Limit of Amount that can be loaded on Forex Cards as per Liberated Remittance Scheme:

  • Maximum USD $250,000 in a financial year
  • *Note: Liberalised Remittance Scheme (LRS), is a facility where all resident individuals (as defined under FEMA 1999), including minors, are allowed to freely remit up to USD 250,000 per financial year (April – March) for any permissible current or capital account transaction or a combination of both.
  • Click here for the most important Terms & Conditions. 
  • Click here to learn more about the HDFC Bank Regalia ForexPlus Card. 

Disclaimer: Terms and conditions apply. Forex Card approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

The HDFC Bank Regalia ForexPlus Card has an issuance fee of ₹1,000 plus applicable GST per card.

The HDFC Bank Regalia ForexPlus Card has a reload fee of ₹75 plus applicable GST per reload transaction. 

The HDFC Bank Regalia ForexPlus Card charges $4.00 for ATM cash withdrawals and $0.50 for balance enquiries when dealing in USD.

The HDFC Bank Regalia ForexPlus Card has a daily ATM cash withdrawal limit of up to USD 5,000 or equivalent in any other currency.

The HDFC Bank Regalia ForexPlus Card has zero cross-currency markup charges for transactions where the transaction currency differs from the currency (USD) available on the card. This makes it a convenient option for international travellers.

The HDFC Bank Regalia ForexPlus Card charges a currency conversion tax on load, reload, and refund transactions. The tax is 0.18% of the gross value or ₹45 (whichever is higher) for amounts up to ₹1 lakh, ₹180 plus 0.09% for amounts exceeding ₹1 lakh, and ₹990 plus 0.018% for amounts exceeding ₹10 lakh.

The HDFC Bank Regalia ForexPlus Card allows a maximum load and reload limit of USD 250,000 or equivalent in any other currency per financial year, as per the Liberalised Remittance Scheme (LRS) guidelines.

TCS applies under the Financial Act 2020 provision. To know more, click here.