HDFC Bank Regalia Gold Credit Card Fees and Charges

Joining/Renewal/ Membership Fee

  • Joining Fee: ₹2500 plus Applicable Taxes
  • Renewal Fee: ₹2500 plus Applicable Taxes 
  • Fee Waiver: Spend ₹4 lakh within 12 billing cycles of your anniversary year to enjoy a waiver on the renewal fee for the following year.

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Disclaimer: Terms and conditions apply. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

The HDFC Bank Regalia Gold Credit Card offers exclusive benefits like complimentary Swiggy One and MMT Black Gold memberships, 5X reward points on select brands, and lounge access at various airports. Cardholders also enjoy vouchers worth ₹1,500 on quarterly spends of ₹1.5 lakh and ₹5,000 on annual spends of ₹5 lakh.

The renewal charge for the HDFC Bank Regalia Gold Credit Card is ₹2,500 plus applicable taxes.

The joining charge for the HDFC Bank Regalia Gold Credit Card is ₹2,500 plus applicable taxes.

The foreign currency markup for the HDFC Bank Regalia Gold Credit Card is 2% on all foreign currency spends.

HDFC Bank charges 1% of the transfer amount or ₹250, whichever is higher, plus applicable taxes, as a fee for balance transfers on the Regalia Gold Credit Card.

Interest on the outstanding amount of an HDFC Bank Regalia Gold Credit Card is calculated based on the Annual Percentage Rate (APR). If the full payment is not made by the due date, interest is charged on the outstanding balance from the transaction date until the payment is made in full.

The reissue charges for a lost or damaged HDFC Bank Regalia Gold Credit Card are ₹100. This fee covers the administrative and card production costs.

The HDFC Bank Regalia Gold Credit Card has a rewards redemption fee of ₹99 plus applicable taxes per redemption request. This fee is charged when you redeem your accumulated reward points for various benefits like travel bookings, products, or vouchers.