Specialé Senior Citizen Account Value Proposition

Savings up to ₹41,403* with Specialé Senior Citizen Account  

Category Product Features # Benefit (₹)
Insurance & HealthCare facility Cyber Insurance 1,500
Hospicash facility 2,000
Merchant Alliances (Basis Debit Card spends) Exclusive Merchant Alliances 1,000
Samarth Eldercare 3 months FREE Membership OR 12-month Membership at 60% discount 2,400
Waiver on Platinum Debit Card Annual Charges 1,003
Debit Card Personal Accident Death Cover of up to ₹15 Lakh on your Platinum Debit Card 2,600
Air Accident Cover of up to ₹3 Cr 1,200
Zero Liability Cover, Insurance on Loss of Checked Baggage 200
CashBack on Swiggy, Bookmyshow, international spends 9,000
Airport lounge access – 2 free per Qtr. (Assuming 4 usage per year) 6,000
Banking Services & Transactions 100% Discount 1st year Locker rental : (Assuming Medium / Small locker) 3,000
Additional interest on FD 0.5%*(Assuming FD value of ₹5 Lakh) 2,500
Higher cash transactions limits-Number & Value Cap

(Assuming cash transaction of ₹1,00,000 over normal savings account free limits at branch per month)
6,000
Zero Charge on ATM Transactions at HDFC Bank

(Up to 5 ATM transactions every month)
250
Zero Charge on Chequebook

(Assuming usage of 2 chequebooks in a year)
150
Zero Online Transaction Charge (IMPS / NEFT/ RTGS/UPI)
(Up to 5 IMPS Transactions every month)
150
Zero Charge on DDs(Up to 1 DD of ₹1 lakh once a quarter) 500
Doorstep Banking 200
Zero Service Charges 1,000
Investments No Account Opening Charges & AMC on Demat for First year 750
Total Savings through Product Features 41,403

​​​​*  Amazon Pay Gift Card / Uber Voucher/ Swiggy /Zomato/Apollo Pharmacy/NetMeds 4 vouchers of ₹250 with cumulative worth of ₹1,000/- Subject to min spend of ₹10,000/- in the first 90 days on Debit Card from date of account opening. (ATM transactions or withdrawals will not be considered under successful Debit Card transactions)

You can choose 4 vouchers of ₹250 from any of the above-mentioned merchants.

*  You need to carry one Pos/Ecom Debit card transaction in first 90 days for issuance of Samarth eldercare voucher. You will receive a 3 months Samarth Privilege Programme membership (ATM transactions or withdrawals will not be considered under successful debit card transactions)

*  For Cyber insurance/Hospicash facility, you need to carry out at least 1 purchase transaction i.e POS/ ECOM transaction using the Debit Card, within 12 months prior to the event date. ATM transactions or withdrawals will not be considered under successful debit card purchase transactions)

# Please read product features page for details

  • Click here for the most important Terms and Conditions

Disclaimer: Terms and conditions apply. Savings Account approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.