Business Gold Credit Card Fees & Charges

Annual fees:

  • Ensure your membership stays active by paying a nominal renewal fee of ₹500 annually
  • Spend ₹50,000 in a year and get a waiver of next year’s annual membership
     

Cash advance fees:
A fee of 2.5%, with a minimum of ₹500, will be applied to any cash withdrawals made using your card.

Interest:

  • Interest-free period of up to 50 days from the date of purchase.
  • 3.49% interest charged per month on any remaining balance beyond the bill due date.
  • 1.99% interest charged per month if the card is issued against a fixed deposit.
     

Click here for Terms and Conditions

Click here for detailed fees and charges

Frequently Asked Questions

Business Gold Credit Card is not free of cost. It has charges worth ₹500.

Business Gold Credit Card has a fee of ₹500. However, it can be waived off next year if the cardholder meets the minimum monthly spending criteria of ₹20,000 within the current year.

Annual fees of a Business Gold Credit Card are ₹500. But cardholders can enjoy the waived annual membership fee for the following year by simply making purchases worth ₹20,000 within a year.