5 Easy Steps To Create A Savings Account Online

Step 1: Get online

Open a Savings Account online with HDFC Bank through your mobile phone or laptop through InstaAccount. You can initiate the process with your mobile number, sharing a few basic KYC documents and filling out a form. It can all be done conveniently via our online portal, allowing you to avoid going to the bank physically.
You can read more on the  different types of Savings Accounts  here.

Step 2: Keep the documents required for opening a Savings Account handy

Regardless of your chosen method, you must provide certain documents to open your Savings Account. These are:

• Aadhaar Card – You don’t need any other identity or address proof if you have Aadhaar Card
  Or  

• Identity Proof (driver’s license, passport etc.) 

• Address Proof (driver’s license, passport etc.) 

• PAN card 

• Or Form 16- a certificate the applicant’s employer issued asserting that TDS has been deducted from your salary. This is required if the applicant does not have a PAN card.

• Two of the latest passport-sized photographs 
  
  

Step 3: Experience better banking with video KYC

You can now submit your KYC documents and verify yourself online! It can all be done on a video call with an HDFC Bank official. Just provide access to your location, camera and microphone on your smartphone, and you are all set to operate your new Savings Account!

Step 4: Explore the HDFC Bank Savings Account – to access banking services almost instantly

What happens if you don’t want to wait for your Debit Card and bank account details to arrive at your home? How can the bank issue you an account if it cannot verify your documents and details? If you have already verified and done step 3, the Debit Card will reach your address in 15-25 days. Otherwise, head to the nearest branch for KYC and verify yourself physically.

Step 5: Login via NetBanking or MobileBanking to start transacting

You can use your account and even transfer once you receive your customer ID and account number. Get started by logging into NetBanking and MobileBanking and creating a password.

HDFC Bank strives to enhance its customer experience by offering safe and convenient digital services, and InstaAccount is yet another offering to live up to this promise. With HDFC Bank InstaAccount open a Savings Account instantly in a few simple steps. It comes pre-enabled with HDFC Bank NetBanking and MobileBanking, and you can enjoy Cardless Cash withdrawals.

With HDFC Bank InstaAccount, open a Savings Account instantly in simple steps.

Click here to get started with Online Saving Account Opening.

​​​​​​​*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.